SoFi Technologies, Inc. $SOFI Shares Acquired by Machina Capital S.A.S.

Machina Capital S.A.S. boosted its holdings in shares of SoFi Technologies, Inc. (NASDAQ:SOFI) by 376.8% in the 3rd quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The institutional investor owned 61,232 shares of the company’s stock after acquiring an additional 48,390 shares during the period. Machina Capital S.A.S.’s holdings in SoFi Technologies were worth $1,618,000 at the end of the most recent reporting period.

Other institutional investors have also bought and sold shares of the company. Mitsubishi UFJ Asset Management Co. Ltd. increased its holdings in shares of SoFi Technologies by 12.5% in the second quarter. Mitsubishi UFJ Asset Management Co. Ltd. now owns 4,879,959 shares of the company’s stock valued at $88,864,000 after purchasing an additional 540,610 shares during the last quarter. Blair William & Co. IL grew its holdings in SoFi Technologies by 443.9% in the 2nd quarter. Blair William & Co. IL now owns 335,698 shares of the company’s stock valued at $6,113,000 after buying an additional 273,972 shares in the last quarter. Vestmark Advisory Solutions Inc. purchased a new position in shares of SoFi Technologies during the 2nd quarter worth $209,000. Quantbot Technologies LP acquired a new position in shares of SoFi Technologies during the 2nd quarter valued at about $25,699,000. Finally, Marex Group plc purchased a new stake in shares of SoFi Technologies in the second quarter valued at about $11,179,000. 38.43% of the stock is owned by hedge funds and other institutional investors.

Insider Transactions at SoFi Technologies

In other news, EVP Kelli Keough sold 9,468 shares of the firm’s stock in a transaction that occurred on Tuesday, January 20th. The shares were sold at an average price of $25.75, for a total value of $243,801.00. Following the completion of the transaction, the executive vice president owned 303,480 shares of the company’s stock, valued at approximately $7,814,610. This trade represents a 3.03% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which can be accessed through the SEC website. Also, CTO Jeremy Rishel sold 91,837 shares of SoFi Technologies stock in a transaction that occurred on Wednesday, December 17th. The shares were sold at an average price of $26.64, for a total transaction of $2,446,537.68. Following the completion of the transaction, the chief technology officer owned 794,598 shares of the company’s stock, valued at $21,168,090.72. This trade represents a 10.36% decrease in their position. The disclosure for this sale is available in the SEC filing. Over the last quarter, insiders have sold 167,245 shares of company stock valued at $4,362,815. 2.60% of the stock is currently owned by corporate insiders.

Analysts Set New Price Targets

Several equities analysts have weighed in on SOFI shares. Mizuho set a $38.00 target price on shares of SoFi Technologies in a report on Thursday, October 30th. UBS Group set a $24.50 price objective on SoFi Technologies in a report on Monday. The Goldman Sachs Group cut their target price on SoFi Technologies from $27.00 to $24.00 and set a “neutral” rating for the company in a research note on Tuesday, January 6th. BTIG Research restated a “neutral” rating on shares of SoFi Technologies in a research report on Wednesday, October 29th. Finally, Bank of America initiated coverage on SoFi Technologies in a research note on Tuesday, January 6th. They issued an “underperform” rating and a $20.50 price target on the stock. One equities research analyst has rated the stock with a Strong Buy rating, six have issued a Buy rating, eleven have issued a Hold rating and three have issued a Sell rating to the company. Based on data from MarketBeat.com, SoFi Technologies currently has a consensus rating of “Hold” and an average target price of $25.44.

SoFi Technologies Stock Down 4.6%

NASDAQ:SOFI opened at $20.75 on Thursday. SoFi Technologies, Inc. has a 52 week low of $8.60 and a 52 week high of $32.73. The stock’s fifty day moving average is $26.56 and its two-hundred day moving average is $26.31. The stock has a market capitalization of $25.02 billion, a price-to-earnings ratio of 54.61, a price-to-earnings-growth ratio of 1.33 and a beta of 2.13. The company has a quick ratio of 0.16, a current ratio of 0.80 and a debt-to-equity ratio of 0.31.

SoFi Technologies (NASDAQ:SOFI) last posted its quarterly earnings data on Friday, January 30th. The company reported $0.13 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.12 by $0.01. SoFi Technologies had a return on equity of 6.48% and a net margin of 13.34%.The firm had revenue of $1.01 billion for the quarter, compared to the consensus estimate of $984.75 million. During the same quarter in the previous year, the business earned $0.05 EPS. The company’s quarterly revenue was up 39.6% compared to the same quarter last year. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. Research analysts anticipate that SoFi Technologies, Inc. will post 0.26 EPS for the current year.

SoFi Technologies News Summary

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: J.P. Morgan upgraded SOFI to Overweight and set a $31 price target, citing “undeniable momentum” — the upgrade is driving some buy-side interest and frames the stock as having sizable upside from current levels. SoFi upgraded to Overweight at J.P. Morgan on ‘undeniable’ momentum
• Positive Sentiment: Coverage highlighting fundamental catalysts — including SoFi’s first billion-dollar revenue quarter and its push into crypto payments — supports a constructive narrative that could underpin longer-term multiple expansion. Assessing SoFi Technologies (SOFI) Valuation After Its First Billion Dollar Quarter And Crypto Payment Push
• Positive Sentiment: Macro/sector tailwinds for fintech (AI, blockchain, digital payments) are being cited as durable demand drivers for companies like SoFi, which could support re-rating if execution continues. Fintech Stocks Offer a Resilient Path Toward Sustainable Returns
• Neutral Sentiment: Analyst and media coverage is encouraging investors to keep SOFI on watchlists as a growth fintech play; this increases visibility but doesn’t guarantee short-term directional moves. SoFi Technologies (NASDAQ:SOFI) Fintech Stock For Watchlists Tracking Innovation In Finance
• Neutral Sentiment: Analytical pieces assessing valuation after the recent quarter provide context for both bulls and bears — they highlight the beat and guidance but note the premium multiple, leaving the impact dependent on next-quarter execution. What Catalysts Are Recasting The Narrative For SoFi Technologies (SOFI)?
• Negative Sentiment: A recent 8-day decline removed roughly $5.4B of market value and signals near-term selling pressure — momentum-driven outflows and profit-taking appear to be behind the short-term weakness. What’s Happening With SOFI Stock
• Negative Sentiment: Needham lowered expectations for SoFi’s stock price, adding analyst-side caution that can pressure sentiment and amplify selling when volume spikes. Needham & Company LLC Has Lowered Expectations for SoFi Technologies (NASDAQ:SOFI) Stock Price

SoFi Technologies Profile

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.