Sapiens International Corporation N.V. (NASDAQ: SPNS) and Computer Task Group, (NASDAQ:CTG) are both small-cap computer and technology companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, analyst recommendations, dividends, valuation, risk, institutional ownership and earnings.

Analyst Recommendations

This is a summary of current recommendations and price targets for Sapiens International Corporation N.V. and Computer Task Group,, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Sapiens International Corporation N.V. 0 0 4 0 3.00
Computer Task Group, 0 0 1 0 3.00

Sapiens International Corporation N.V. currently has a consensus price target of $15.00, indicating a potential upside of 20.68%. Computer Task Group, has a consensus price target of $9.00, indicating a potential upside of 78.22%. Given Computer Task Group,’s higher probable upside, analysts plainly believe Computer Task Group, is more favorable than Sapiens International Corporation N.V..

Insider and Institutional Ownership

11.7% of Sapiens International Corporation N.V. shares are owned by institutional investors. Comparatively, 46.7% of Computer Task Group, shares are owned by institutional investors. 16.0% of Sapiens International Corporation N.V. shares are owned by insiders. Comparatively, 10.4% of Computer Task Group, shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Risk & Volatility

Sapiens International Corporation N.V. has a beta of 1.2, indicating that its stock price is 20% more volatile than the S&P 500. Comparatively, Computer Task Group, has a beta of 1.22, indicating that its stock price is 22% more volatile than the S&P 500.

Profitability

This table compares Sapiens International Corporation N.V. and Computer Task Group,’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Sapiens International Corporation N.V. 0.38% 6.84% 4.10%
Computer Task Group, 0.78% 4.50% 2.80%

Valuation and Earnings

This table compares Sapiens International Corporation N.V. and Computer Task Group,’s gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio NetIncome Earnings Per Share Price/Earnings Ratio
Sapiens International Corporation N.V. $216.19 million 2.83 $19.33 million $0.02 621.81
Computer Task Group, $324.89 million 0.24 -$34.63 million $0.15 33.67

Sapiens International Corporation N.V. has higher revenue, but lower earnings than Computer Task Group,. Computer Task Group, is trading at a lower price-to-earnings ratio than Sapiens International Corporation N.V., indicating that it is currently the more affordable of the two stocks.

Summary

Sapiens International Corporation N.V. beats Computer Task Group, on 7 of the 13 factors compared between the two stocks.

Sapiens International Corporation N.V. Company Profile

Sapiens International Corporation N.V. (Sapiens) is a provider of software solutions for the insurance industry, with a focus on the financial services sector. The Company operates in provider of software solutions segment. Its software solutions portfolio consists of Life, Pension, Annuity and Retirement Solutions, including software solutions for the management of a range of products for life, pension, annuity and retirement; Property and Casualty/General Insurance Solutions, including a software suite of solutions, supporting a range of business lines, including personal, commercial and specialty lines, as well as a solution for the management of reinsurance contracts; Sapiens DECISION, which is a business decision management solution, and Technology-Based Solutions, such as Sapiens eMerge. Its services include project delivery and implementation, business and technical consulting related to its products, project and program management, training and user acceptance testing.

Computer Task Group, Company Profile

Computer Task Group, Incorporated (CTG) is an information technology (IT) solutions and staffing services company. The Company primarily operates in the segment of providing IT services to its clients. The Company has operations in North America and Europe. The Company is engaged in providing IT services, including IT Solutions, and IT and other Staffing. CTG provides these primary services to all of the markets that it serves. The services provided encompass the IT business solution life cycle, including phases for planning, developing, implementing, managing, and maintaining the IT solution. It provides administrative or warehouse employees to clients to supplement the IT resources. The Company promotes a portion of its services through five vertical market focus areas: technology service providers, manufacturing, healthcare (which includes services provided to healthcare providers, health insurers, and life sciences companies), financial services, and diversified industrials.

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