Reviewing Zhibao Technology (NASDAQ:ZBAO) and Hagerty (NYSE:HGTY)

Hagerty (NYSE:HGTY) and Zhibao Technology (NASDAQ:ZBAO) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, dividends, profitability, earnings, analyst recommendations, valuation and institutional ownership.

Valuation & Earnings

This table compares Hagerty and Zhibao Technology”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hagerty	$1.46 billion	3.16	$49.02 million	$0.09	148.78
Zhibao Technology	$38.66 million	0.15	-$8.66 million	N/A	N/A

Hagerty has higher revenue and earnings than Zhibao Technology.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for Hagerty and Zhibao Technology, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hagerty	0	5	3	1	2.56
Zhibao Technology	1	0	0	0	1.00

Hagerty presently has a consensus price target of $14.00, suggesting a potential upside of 4.56%. Given Hagerty’s stronger consensus rating and higher possible upside, equities analysts plainly believe Hagerty is more favorable than Zhibao Technology.

Insider & Institutional Ownership

20.5% of Hagerty shares are held by institutional investors. 3.7% of Hagerty shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares Hagerty and Zhibao Technology’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hagerty	1.81%	5.15%	1.58%
Zhibao Technology	N/A	N/A	N/A

Volatility and Risk

Hagerty has a beta of 0.79, indicating that its share price is 21% less volatile than the S&P 500. Comparatively, Zhibao Technology has a beta of 1.78, indicating that its share price is 78% more volatile than the S&P 500.

Summary

Hagerty beats Zhibao Technology on 12 of the 13 factors compared between the two stocks.

About Hagerty

Hagerty, Inc. provides insurance agency services worldwide. It offers motor vehicle and boat insurance products; and reinsurance products. The company provides Hagerty Media, which publishes contents through the Hagerty Drivers Club Magazine (HDC), video content, and social media channels; HDC that offers subscription based products and services, including HDC Magazine, automotive enthusiast events, proprietary vehicle valuation tools, emergency roadside services, and special vehicle-related discounts. In addition, it offers HVT, a valuation tool used by the customer to access current and historic pricing data of collector vehicle models. Further, the company offers Hagerty Garage + Social, a platform that provides clubhouses and car storage facilities. Hagerty, Inc. is headquartered in Traverse City, Michigan.

About Zhibao Technology

Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; and offline insurance brokerage consulting services. The company was founded in 2015 and is based in Shanghai, China.