United Fire Group (NASDAQ:UFCS) and 1347 Property Insurance (NASDAQ:PIH) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, profitability, institutional ownership, earnings, dividends, risk and analyst recommendations.

Analyst Recommendations

This is a summary of current ratings and target prices for United Fire Group and 1347 Property Insurance, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Fire Group 0 0 0 0 N/A
1347 Property Insurance 0 0 1 0 3.00

1347 Property Insurance has a consensus target price of $7.00, suggesting a potential upside of 42.28%. Given 1347 Property Insurance’s higher probable upside, analysts clearly believe 1347 Property Insurance is more favorable than United Fire Group.

Profitability

This table compares United Fire Group and 1347 Property Insurance’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
United Fire Group 1.91% 0.11% 0.03%
1347 Property Insurance -11.89% -1.15% -0.33%

Dividends

United Fire Group pays an annual dividend of $1.32 per share and has a dividend yield of 2.9%. 1347 Property Insurance does not pay a dividend. United Fire Group has increased its dividend for 5 consecutive years.

Institutional and Insider Ownership

61.8% of United Fire Group shares are owned by institutional investors. Comparatively, 39.1% of 1347 Property Insurance shares are owned by institutional investors. 6.7% of United Fire Group shares are owned by insiders. Comparatively, 47.2% of 1347 Property Insurance shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Volatility and Risk

United Fire Group has a beta of -0.1, suggesting that its share price is 110% less volatile than the S&P 500. Comparatively, 1347 Property Insurance has a beta of 0.44, suggesting that its share price is 56% less volatile than the S&P 500.

Valuation and Earnings

This table compares United Fire Group and 1347 Property Insurance’s revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
United Fire Group $1.07 billion 1.08 $27.65 million N/A N/A
1347 Property Insurance $58.22 million 0.51 $800,000.00 N/A N/A

United Fire Group has higher revenue and earnings than 1347 Property Insurance.

Summary

United Fire Group beats 1347 Property Insurance on 9 of the 13 factors compared between the two stocks.

United Fire Group Company Profile

United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. The company offers commercial and personal lines of property and casualty insurance, as well as assumed reinsurance products. Its commercial policies include fire and allied lines, other liability, automobile, workers' compensation, and surety coverage; and personal lines comprise automobile, and fire and allied lines coverage, including homeowners. The company sells its products through a network of independent agencies. United Fire Group, Inc. was founded in 1946 and is headquartered in Cedar Rapids, Iowa.

1347 Property Insurance Company Profile

1347 Property Insurance Holdings, Inc., an insurance holding company, provides property and casualty insurance products to individuals in Louisiana, Florida, and Texas. The company offers homeowners' insurance, manufactured home insurance, dwelling fire insurance, and wind/hail insurance products, as well as reinsurance products. It offers its insurance policies through a network of independent agents. The company was formerly known as Maison Insurance Holdings, Inc. and changed its name to 1347 Property Insurance Holdings, Inc. in March 2014. 1347 Property Insurance Holdings, Inc. was founded in 2012 and is based in Tampa, Florida.

Receive News & Ratings for United Fire Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for United Fire Group and related companies with MarketBeat.com's FREE daily email newsletter.