Howard Bancorp (NASDAQ: HBMD) is one of 308 publicly-traded companies in the “Banks” industry, but how does it contrast to its peers? We will compare Howard Bancorp to related companies based on the strength of its profitability, analyst recommendations, institutional ownership, dividends, valuation, earnings and risk.

Valuation and Earnings

This table compares Howard Bancorp and its peers revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Howard Bancorp $53.52 million $5.30 million 32.90
Howard Bancorp Competitors $5.50 billion $827.87 million 379.69

Howard Bancorp’s peers have higher revenue and earnings than Howard Bancorp. Howard Bancorp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Analyst Ratings

This is a summary of recent recommendations and price targets for Howard Bancorp and its peers, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Howard Bancorp 0 0 2 0 3.00
Howard Bancorp Competitors 2181 8540 8541 333 2.36

Howard Bancorp currently has a consensus price target of $22.00, indicating a potential downside of 3.08%. As a group, “Banks” companies have a potential downside of 8.09%. Given Howard Bancorp’s stronger consensus rating and higher probable upside, equities research analysts clearly believe Howard Bancorp is more favorable than its peers.

Volatility and Risk

Howard Bancorp has a beta of -0.07, indicating that its stock price is 107% less volatile than the S&P 500. Comparatively, Howard Bancorp’s peers have a beta of 0.79, indicating that their average stock price is 21% less volatile than the S&P 500.

Profitability

This table compares Howard Bancorp and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Howard Bancorp 10.57% 5.33% 0.58%
Howard Bancorp Competitors 18.60% 8.34% 0.94%

Institutional and Insider Ownership

64.6% of Howard Bancorp shares are held by institutional investors. Comparatively, 52.2% of shares of all “Banks” companies are held by institutional investors. 10.6% of Howard Bancorp shares are held by company insiders. Comparatively, 10.4% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Howard Bancorp peers beat Howard Bancorp on 8 of the 13 factors compared.

Howard Bancorp Company Profile

Howard Bancorp, Inc. is the bank holding company of Howard Bank. The Company’s primary business is to own all of the capital stock of Howard Bank. The Company operates through Community Banking segment. Howard Bank is a trust company, which has approximately four operating subsidiaries. The Company offers a range of services to its customers, including wire transfer services, automated teller machine (ATM) and check cards, ATMs at all of its service branch locations, safe deposit boxes at all service locations and credit cards through a third-party processor. Additionally, it provides Internet banking services to its customers and merchant card services for its business customers. The Company’s primary market focus is on making loans to and gathering deposits from small and medium size businesses and their owners, professionals and executives, and high-net-worth individuals in its primary market area.

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