Fidelity Southern (NASDAQ: LION) is one of 312 public companies in the “Banks” industry, but how does it contrast to its competitors? We will compare Fidelity Southern to related businesses based on the strength of its dividends, risk, analyst recommendations, valuation, earnings, profitability and institutional ownership.

Risk and Volatility

Fidelity Southern has a beta of 1.34, suggesting that its share price is 34% more volatile than the S&P 500. Comparatively, Fidelity Southern’s competitors have a beta of 0.80, suggesting that their average share price is 20% less volatile than the S&P 500.

Institutional and Insider Ownership

67.5% of Fidelity Southern shares are held by institutional investors. Comparatively, 51.6% of shares of all “Banks” companies are held by institutional investors. 18.8% of Fidelity Southern shares are held by insiders. Comparatively, 10.4% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of recent recommendations for Fidelity Southern and its competitors, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Fidelity Southern 0 2 1 0 2.33
Fidelity Southern Competitors 2136 8403 8438 329 2.36

Fidelity Southern currently has a consensus price target of $24.50, indicating a potential upside of 12.54%. As a group, “Banks” companies have a potential downside of 1.20%. Given Fidelity Southern’s higher possible upside, equities analysts plainly believe Fidelity Southern is more favorable than its competitors.

Profitability

This table compares Fidelity Southern and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Fidelity Southern 13.78% 11.30% 0.94%
Fidelity Southern Competitors 18.57% 8.41% 0.94%

Valuation & Earnings

This table compares Fidelity Southern and its competitors revenue, earnings per share (EPS) and valuation.

Gross Revenue NetIncome Price/Earnings Ratio
Fidelity Southern $290.61 million $38.76 million 13.61
Fidelity Southern Competitors $5.49 billion $821.37 million 384.75

Fidelity Southern’s competitors have higher revenue and earnings than Fidelity Southern. Fidelity Southern is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Dividends

Fidelity Southern pays an annual dividend of $0.48 per share and has a dividend yield of 2.2%. Fidelity Southern pays out 30.0% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.0% and pay out 35.2% of their earnings in the form of a dividend. Fidelity Southern is clearly a better dividend stock than its competitors, given its higher yield and lower payout ratio.

Summary

Fidelity Southern competitors beat Fidelity Southern on 8 of the 15 factors compared.

Fidelity Southern Company Profile

Fidelity Southern Corporation is a bank holding company. The Company conducts its operations through its subsidiary bank, Fidelity Bank, which is a state chartered bank (the Bank). The Company provides an array of financial products and services for business and retail customers in the metropolitan Atlanta and Jacksonville, Orlando and Sarasota-Bradenton, Florida markets. The Company provides mortgage loans, indirect automobile loans and Small Business Administration (SBA) loans throughout the South and parts of the Midwest. It delivers its products and services through a network of offices located in Southern states. As of December 31, 2016, it owned 55 and leased 10 retail bank branches and it leased 27 loan production offices. The Company is primarily engaged in attracting deposits from individuals and businesses and using these deposits and borrowed funds to originate commercial, residential mortgage, construction and installment loans.

Receive News & Ratings for Fidelity Southern Corporation Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Fidelity Southern Corporation and related companies with Analyst Ratings Network's FREE daily email newsletter.