Reviewing Amacore Group (OTCMKTS:ACGI) & CNO Financial Group (NYSE:CNO)

CNO Financial Group (NYSE:CNO) and Amacore Group (OTCMKTS:ACGI) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, risk, institutional ownership, dividends, profitability, valuation and analyst recommendations.

Volatility & Risk

CNO Financial Group has a beta of 0.85, suggesting that its share price is 15% less volatile than the S&P 500. Comparatively, Amacore Group has a beta of 3.35, suggesting that its share price is 235% more volatile than the S&P 500.

Institutional and Insider Ownership

95.4% of CNO Financial Group shares are owned by institutional investors. 3.0% of CNO Financial Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of recent recommendations for CNO Financial Group and Amacore Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNO Financial Group	0	2	4	0	2.67
Amacore Group	0	0	0	0	0.00

CNO Financial Group presently has a consensus target price of $45.00, suggesting a potential upside of 8.31%. Given CNO Financial Group’s stronger consensus rating and higher probable upside, equities research analysts clearly believe CNO Financial Group is more favorable than Amacore Group.

Profitability

This table compares CNO Financial Group and Amacore Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CNO Financial Group	6.64%	15.81%	1.06%
Amacore Group	N/A	N/A	N/A

Earnings & Valuation

This table compares CNO Financial Group and Amacore Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNO Financial Group	$4.45 billion	0.89	$404.00 million	$2.86	14.53
Amacore Group	N/A	N/A	N/A	N/A	N/A

CNO Financial Group has higher revenue and earnings than Amacore Group.

Summary

CNO Financial Group beats Amacore Group on 9 of the 10 factors compared between the two stocks.

About CNO Financial Group

CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, insurance products, and financial services for senior and middle-income markets in the United States. It offers Medicare supplement, supplemental health, and long-term care insurance policies; life insurance; and annuities, as well as Medicare advantage plans to individuals through phone, online, mail, and face-to-face. The company also focuses on sale of voluntary benefit life and health insurance products for businesses, associations, and other membership groups by interacting with customers at their place of employment. In addition, it provides fixed indexed annuities; fixed interest annuities, including fixed rate single and flexible premium deferred annuities; single premium immediate annuities; supplemental health products, such as specified disease, accident, and hospital indemnity products; and long-term care plans primarily to retirees and older self-employed individuals in the middle-income market. Further, the company offers universal life and other interest-sensitive life products; and traditional life policies that include whole life, graded benefit life, term life, and single premium whole life products, as well as graded benefit life insurance products. It markets its products under the Bankers Life, Washington National, and Colonial Penn brand names. The company was founded in 1979 and is headquartered in Carmel, Indiana.

About Amacore Group

The Amacore Group, Inc. provides and markets healthcare-related membership products for individuals and families. Its products include limited and major medical insurance programs, supplemental medical insurance, and discount dental and vision programs. The company also provides and markets lifestyle membership programs, including insurance discounts, discount benefit savings, ID theft, legal counsel, credit management, automotive warranties, employment protection, and a host of others. The company serves insurance carriers, financial institutions, affiliate marketers, direct marketers, insurance agents, and fortune 500 companies. It distributes its products and services through various distribution methods, such as its agent network, inbound call center, in-house sales representatives, network marketing, and affinity marketing partners, as well as through third-party direct response marketers. The Amacore Group, Inc. was formerly known as Eye Care International Inc. and changed its name to The Amacore Group, Inc. in April 2005. The company was founded in 1993 and is based in Maitland, Florida.