Red River Bancshares (NASDAQ:RRBI) and Independent Bank (NASDAQ:INDB) are both companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, dividends, institutional ownership, valuation, analyst recommendations, profitability and earnings.

Earnings & Valuation

This table compares Red River Bancshares and Independent Bank’s top-line revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Red River Bancshares N/A N/A N/A N/A N/A
Independent Bank $412.21 million 5.98 $121.62 million $4.69 15.31

Independent Bank has higher revenue and earnings than Red River Bancshares.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Red River Bancshares and Independent Bank, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Red River Bancshares 0 1 1 0 2.50
Independent Bank 0 1 2 0 2.67

Red River Bancshares currently has a consensus target price of $57.00, suggesting a potential upside of 18.50%. Independent Bank has a consensus target price of $88.00, suggesting a potential upside of 22.53%. Given Independent Bank’s stronger consensus rating and higher possible upside, analysts plainly believe Independent Bank is more favorable than Red River Bancshares.

Insider & Institutional Ownership

70.8% of Independent Bank shares are owned by institutional investors. 1.6% of Independent Bank shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Red River Bancshares and Independent Bank’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Red River Bancshares N/A N/A N/A
Independent Bank 29.95% 13.38% 1.61%

Dividends

Independent Bank pays an annual dividend of $1.76 per share and has a dividend yield of 2.5%. Red River Bancshares does not pay a dividend. Independent Bank pays out 37.5% of its earnings in the form of a dividend. Independent Bank has raised its dividend for 8 consecutive years.

Summary

Independent Bank beats Red River Bancshares on 11 of the 12 factors compared between the two stocks.

About Red River Bancshares

Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to businesses, professionals, individuals, and public entities in Louisiana. It provides consumer checking accounts, money market accounts, and time deposits; real estate loans, commercial loans, treasury management services; and private banking services, residential mortgage lending, and investment services. The company operates a network of 23 banking centers, as well as 1 loan production office in Covington, Louisiana. Red River Bancshares, Inc. was founded in 1998 and is headquartered in Alexandria, Louisiana.

About Independent Bank

Independent Bank Corp. operates as the bank holding company for Rockland Trust Company that provides commercial banking products and services to individuals and small-to-medium sized businesses primarily in Massachusetts. Its products and services include demand deposits and time certificates of deposit, as well as checking, money market, and savings accounts. The company's loan portfolio includes commercial loans, such as commercial and industrial, asset-based, commercial real estate, commercial construction, and small business loans; consumer real estate loans, including residential mortgages, home equity loans, and loans for the construction of residential properties; and other consumer loans, such as personal loans. Its commercial and industrial loans cover loans for working capital, other business-related purposes, and floor plan financing; asset-based loans consist primarily of revolving lines of credit and term loans; commercial real estate loans include commercial mortgages for construction purposes that are secured by nonresidential properties, multifamily properties, or one-to-four family rental properties; and small business loans comprise businesses with commercial credit needs. The company also provides investment management and trust services to individuals, institutions, small businesses, and charitable institutions; Internet and mobile banking services, as well as automated teller machine cards and debit cards; and mutual fund shares, unit investment trust shares, general securities, fixed and variable annuities, and life insurance. It operates through 87 full service and 2 limited service retail branches, 13 commercial banking centers, 8 investment management offices, and 1 mortgage lending center in Eastern Massachusetts; and an investment management group/commercial lending office in Rhode Island. The company was founded in 1907 and is headquartered in Rockland, Massachusetts.

Receive News & Ratings for Red River Bancshares Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Red River Bancshares and related companies with MarketBeat.com's FREE daily email newsletter.