Quaint Oak Bancorp (OTCMKTS:QNTO) versus SR Bancorp (NASDAQ:SRBK) Head-To-Head Review

Quaint Oak Bancorp (OTCMKTS:QNTO) and SR Bancorp (NASDAQ:SRBK) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, risk, valuation, dividends, analyst recommendations, profitability and earnings.

Earnings and Valuation

This table compares Quaint Oak Bancorp and SR Bancorp’s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Quaint Oak Bancorp	$59.80 million	0.44	$2.02 million	$0.99	10.11
SR Bancorp	$38.38 million	2.52	-$10.86 million	N/A	N/A

Quaint Oak Bancorp has higher revenue and earnings than SR Bancorp.

Profitability

This table compares Quaint Oak Bancorp and SR Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Quaint Oak Bancorp	3.23%	4.86%	0.33%
SR Bancorp	-28.30%	-5.52%	-1.01%

Institutional & Insider Ownership

8.6% of Quaint Oak Bancorp shares are owned by institutional investors. Comparatively, 24.7% of SR Bancorp shares are owned by institutional investors. 31.3% of Quaint Oak Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of recent ratings and price targets for Quaint Oak Bancorp and SR Bancorp, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Quaint Oak Bancorp	0	0	0	0	N/A
SR Bancorp	0	0	0	0	N/A

Summary

Quaint Oak Bancorp beats SR Bancorp on 6 of the 8 factors compared between the two stocks.

About Quaint Oak Bancorp

Quaint Oak Bancorp, Inc. operates as the holding company for Quaint Oak Bank that provides banking products and services in Pennsylvania. It offers various deposit products, including money market accounts, certificates of deposit, interest and non-interest-bearing checking accounts for businesses and consumers, and savings accounts. The company also provides residential and commercial mortgage loans, construction loans, commercial business loans, home equity loans, and lines of credit; mortgage banking, real estate sales, title abstract, and insurance services; and multi-state equipment financing services. It serves its customers through offices, as well as correspondence, telephone, and online banking. Quaint Oak Bancorp, Inc. was incorporated in 1926 and is headquartered in Southampton, Pennsylvania.

About SR Bancorp

SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides customary retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Somerset, Middlesex, Hunterdon, and Essex counties in New Jersey. It offers deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides loans comprising one- to four family-residential mortgage loans, home equity loans and lines of credit, unsecured personal loans, and rehabilitation loans; and bill payment services. In addition, it is involved in the investment activities. The company was founded in 1887 and is headquartered in Bound Brook, New Jersey.