Qfin (NASDAQ:QFIN) Sets New 1-Year Low Following Weak Earnings

Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN)’s stock price reached a new 52-week low during trading on Wednesday following a dissappointing earnings announcement. The company traded as low as $9.65 and last traded at $9.9260, with a volume of 368651 shares traded. The stock had previously closed at $11.53.

The company reported $0.55 earnings per share (EPS) for the quarter. The business had revenue of $524.96 million for the quarter. Qfin had a return on equity of 20.85% and a net margin of 27.48%.

Trending Headlines about Qfin

Here are the key news stories impacting Qfin this week:

• Positive Sentiment: QFIN declared a semi-annual dividend alongside its second-quarter and first-half 2026 results, providing a potential income-related support for shareholders. Qfin Holdings Announces Second Quarter and Interim 2026 Unaudited Financial Results and Declares Semi-Annual Dividend
• Neutral Sentiment: QFIN shares had recently shown significant volatility, including a prior-session gain, but available short-interest data showed no meaningful short-position signal. An earnings call transcript is available for investors seeking additional management commentary. Qfin Holdings Q2 2026 Earnings Call Transcript
• Negative Sentiment: QFIN reported quarterly EPS of $0.48, missing the $0.96 consensus estimate and falling sharply from $1.78 a year earlier. Revenue of $524.96 million also trailed expectations of $562.45 million, signaling weaker operating performance. Qfin Holdings Misses Q2 Earnings Estimates
• Negative Sentiment: Management commentary following the earnings release indicated that additional softness may continue into the third quarter, increasing concerns about near-term earnings momentum. QFIN Stock Slumps After Q2 Earnings Disappoint
• Negative Sentiment: JPMorgan downgraded QFIN from “neutral” to “underweight” and assigned a $9.00 price target, implying roughly 21.9% downside from the reference price. The downgrade reinforces investor concerns about the company’s outlook after the earnings miss.

Analysts Set New Price Targets

A number of equities research analysts recently issued reports on QFIN shares. Jefferies Financial Group reaffirmed a “buy” rating and set a $15.40 price target on shares of Qfin in a research note on Wednesday. JPMorgan Chase & Co. cut Qfin from a “neutral” rating to an “underweight” rating and set a $9.00 target price for the company. in a report on Wednesday. Zacks Research raised Qfin from a “strong sell” rating to a “hold” rating in a research report on Monday, July 13th. Deutsche Bank Aktiengesellschaft set a $13.00 price target on Qfin in a report on Wednesday, August 12th. Finally, Weiss Ratings downgraded Qfin from a “hold (c-)” rating to a “sell (d+)” rating in a research report on Monday, July 13th. One analyst has rated the stock with a Buy rating, three have issued a Hold rating and two have given a Sell rating to the company. According to data from MarketBeat.com, Qfin currently has an average rating of “Reduce” and an average target price of $13.18.

Insider Activity

In other news, Director Xiaohuan Chen acquired 4,000 shares of Qfin stock in a transaction that occurred on Tuesday, June 9th. The stock was purchased at an average price of $14.41 per share, for a total transaction of $57,640.00. Following the purchase, the director directly owned 19,000 shares in the company, valued at $273,790. The trade was a 26.67% increase in their position. The purchase was disclosed in a document filed with the SEC, which can be accessed through this link. 17.10% of the stock is currently owned by insiders.

Institutional Investors Weigh In On Qfin

Institutional investors have recently bought and sold shares of the company. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. acquired a new position in shares of Qfin during the first quarter worth $29,000. SBI Securities Co. Ltd. lifted its holdings in shares of Qfin by 6,796.4% during the 4th quarter. SBI Securities Co. Ltd. now owns 1,931 shares of the company’s stock valued at $37,000 after purchasing an additional 1,903 shares during the last quarter. Caitong International Asset Management Co. Ltd boosted its position in shares of Qfin by 415.9% in the 4th quarter. Caitong International Asset Management Co. Ltd now owns 2,636 shares of the company’s stock worth $51,000 after purchasing an additional 2,125 shares in the last quarter. Parallel Advisors LLC boosted its position in shares of Qfin by 24.1% in the 4th quarter. Parallel Advisors LLC now owns 3,373 shares of the company’s stock worth $65,000 after purchasing an additional 656 shares in the last quarter. Finally, PNC Financial Services Group Inc. grew its stake in Qfin by 23.4% during the 4th quarter. PNC Financial Services Group Inc. now owns 5,358 shares of the company’s stock worth $103,000 after buying an additional 1,016 shares during the last quarter. 74.81% of the stock is currently owned by institutional investors and hedge funds.

Qfin Stock Down 12.6%

The company has a 50-day moving average of $13.65 and a 200-day moving average of $13.93. The company has a market capitalization of $1.23 billion, a price-to-earnings ratio of 1.89 and a beta of 0.63. The company has a current ratio of 2.22, a quick ratio of 2.22 and a debt-to-equity ratio of 0.03.

About Qfin

360 DigiTech, Inc (NASDAQ: QFIN) is a China‐based fintech company that specializes in providing digital lending solutions to underserved consumer and small business markets. Leveraging proprietary credit assessment technologies and big data analytics, the company connects borrowers with a network of financial institutions and investors through its online platform. Its services encompass unsecured consumer loans, installment credit products, and working capital financing for micro and small enterprises.

The company’s flagship platform offers an end‐to‐end digital lending experience, from application and credit evaluation to disbursement and repayment.