Prudential Financial (NYSE:PRU) Announces Quarterly Earnings Results, Misses Estimates By $0.07 EPS

Prudential Financial (NYSE:PRU) issued its quarterly earnings results on Tuesday. The financial services provider reported $3.30 earnings per share (EPS) for the quarter, missing the consensus estimate of $3.37 by ($0.07), Zacks reports. The firm had revenue of $14.52 billion for the quarter, compared to analyst estimates of $14.48 billion. Prudential Financial had a net margin of 4.65% and a return on equity of 16.60%. During the same period last year, the company earned $2.96 EPS.

Prudential Financial Stock Down 4.2%

NYSE:PRU opened at $107.04 on Wednesday. The firm has a market capitalization of $37.46 billion, a price-to-earnings ratio of 14.70, a price-to-earnings-growth ratio of 1.24 and a beta of 0.97. The company has a quick ratio of 0.16, a current ratio of 0.16 and a debt-to-equity ratio of 0.58. Prudential Financial has a twelve month low of $90.38 and a twelve month high of $119.76. The stock’s 50 day moving average price is $112.84 and its two-hundred day moving average price is $107.48.

Key Headlines Impacting Prudential Financial

Here are the key news stories impacting Prudential Financial this week:

• Positive Sentiment: Company reported stronger full‑year 2025 results and raised its dividend, underscoring improved profitability and cash flow for the year. Press Release
• Positive Sentiment: Management’s results and commentary support the potential for continued dividend growth and share buybacks, which is constructive for investor returns. Seeking Alpha
• Neutral Sentiment: Revenue was roughly in line with expectations (about $14.52B vs ~$14.48B consensus), showing stable top‑line performance even as other metrics diverged. Company Slide/Release
• Neutral Sentiment: Some analysts have adjusted targets modestly (e.g., a small price‑target increase while keeping a Hold rating), reflecting mixed near‑term views. Analyst Note
• Negative Sentiment: Q4 EPS of $3.30 missed consensus (~$3.35), a modest shortfall that likely triggered selling after the print. Zacks
• Negative Sentiment: Investor focus on mounting headwinds in Japan — a meaningful market for Prudential — added to risk sentiment and helped push the stock lower on heavier-than-normal volume. Investing.com

Insider Activity

In related news, Chairman Charles F. Lowrey sold 48,164 shares of Prudential Financial stock in a transaction dated Monday, November 10th. The stock was sold at an average price of $107.39, for a total transaction of $5,172,331.96. Following the completion of the transaction, the chairman owned 165,564 shares in the company, valued at approximately $17,779,917.96. This trade represents a 22.54% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Also, EVP Caroline Feeney sold 6,555 shares of the firm’s stock in a transaction that occurred on Thursday, December 11th. The shares were sold at an average price of $116.28, for a total value of $762,215.40. Following the completion of the sale, the executive vice president directly owned 22,523 shares of the company’s stock, valued at approximately $2,618,974.44. The trade was a 22.54% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Over the last three months, insiders sold 62,719 shares of company stock valued at $6,796,067. 0.25% of the stock is owned by insiders.

Institutional Trading of Prudential Financial

Several hedge funds have recently added to or reduced their stakes in PRU. Wealth Watch Advisors INC acquired a new stake in shares of Prudential Financial during the 3rd quarter worth approximately $30,000. Darwin Wealth Management LLC bought a new stake in Prudential Financial during the second quarter worth $36,000. Triumph Capital Management acquired a new stake in shares of Prudential Financial in the 3rd quarter valued at $75,000. MUFG Securities EMEA plc bought a new position in shares of Prudential Financial in the 2nd quarter valued at $112,000. Finally, Chesapeake Capital Corp IL bought a new position in shares of Prudential Financial in the 3rd quarter valued at $221,000. 56.83% of the stock is owned by institutional investors and hedge funds.

Analyst Upgrades and Downgrades

Several equities analysts have recently weighed in on the company. Piper Sandler lifted their price objective on Prudential Financial from $110.00 to $120.00 and gave the company a “neutral” rating in a report on Tuesday, December 23rd. Evercore ISI lifted their price target on shares of Prudential Financial from $120.00 to $122.00 and gave the company an “in-line” rating in a research note on Thursday, October 30th. Mizuho initiated coverage on shares of Prudential Financial in a research report on Tuesday, December 16th. They set a “neutral” rating and a $125.00 price objective for the company. Wells Fargo & Company boosted their price objective on shares of Prudential Financial from $113.00 to $115.00 and gave the company an “equal weight” rating in a research report on Tuesday, January 13th. Finally, Weiss Ratings upgraded Prudential Financial from a “hold (c+)” rating to a “buy (b-)” rating in a report on Monday, January 12th. One research analyst has rated the stock with a Buy rating and ten have issued a Hold rating to the company. According to data from MarketBeat.com, the company currently has an average rating of “Hold” and a consensus target price of $120.78.

Prudential Financial Company Profile

Prudential Financial, Inc, headquartered in Newark, New Jersey, is a diversified financial services company with roots dating to 1875. The firm provides a range of insurance, retirement and investment products aimed at helping individual and institutional clients manage risk, accumulate and protect wealth, and plan for retirement. Prudential’s long history in life insurance and related financial services has positioned it as a major participant in the U.S. insurance market and a provider of services to a broad client base.

Prudential’s core business activities include individual life insurance, annuities, retirement solutions and group insurance products for employers.