OppFi (NYSE:OPFI) Insider Sells $558,963.00 in Stock

OppFi Inc. (NYSE:OPFI) insider Christopher Mckay sold 77,850 shares of the stock in a transaction that occurred on Wednesday, August 26th. The shares were sold at an average price of $7.18, for a total value of $558,963.00. Following the sale, the insider owned 1,431,479 shares of the company’s stock, valued at approximately $10,278,019.22. The trade was a 5.16% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website.

OppFi Stock Up 0.1%

OPFI opened at $7.08 on Monday. The firm has a market capitalization of $603.29 million, a P/E ratio of 3.75 and a beta of 1.77. The stock’s 50 day moving average price is $8.74 and its two-hundred day moving average price is $8.64. OppFi Inc. has a 12-month low of $6.50 and a 12-month high of $12.45.

OppFi (NYSE:OPFI) last issued its quarterly earnings results on Monday, August 10th. The company reported $0.33 EPS for the quarter, missing analysts’ consensus estimates of $0.44 by ($0.11). OppFi had a return on equity of 30.89% and a net margin of 16.64%.The business had revenue of $86.17 million for the quarter, compared to analyst estimates of $155.89 million. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. As a group, analysts anticipate that OppFi Inc. will post 1.4 earnings per share for the current year.

Key Headlines Impacting OppFi

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: CEO Todd Schwartz bought 3,550 shares at an average price of $7.13, increasing his direct ownership by 0.59%. This follows his purchase of 3,500 shares at $7.19 on August 26, providing a modest signal that management sees value at current levels. OppFi CEO Insider Purchase
• Positive Sentiment: Citizens JMP reaffirmed a “market outperform” rating and assigned an $11.00 price target, well above recent trading levels. The broader analyst consensus remains “Hold,” with an average target of $10.50. OppFi Receives Market Outperform Rating
• Neutral Sentiment: OppFi announced participation in upcoming financial conferences, which could give management an opportunity to discuss strategy, credit trends and its 2026 outlook, but no new financial guidance was reported. OppFi Financial Conference Participation
• Negative Sentiment: Zacks Research downgraded OppFi from “Hold” to “Strong Sell,” adding significant near-term bearish pressure and countering the more favorable Citizens JMP view. Zacks Research
• Negative Sentiment: Insider Christopher J. McKay sold 77,850 shares at an average price of $7.18, reducing his ownership by 5.16%. Although he still owns roughly 1.43 million shares, the sale may weigh on sentiment.

Institutional Inflows and Outflows

Several hedge funds and other institutional investors have recently bought and sold shares of OPFI. Goldman Sachs Group Inc. boosted its stake in OppFi by 191.3% during the first quarter. Goldman Sachs Group Inc. now owns 189,961 shares of the company’s stock worth $1,767,000 after buying an additional 124,744 shares in the last quarter. Rhumbline Advisers raised its stake in shares of OppFi by 23.3% in the 1st quarter. Rhumbline Advisers now owns 19,362 shares of the company’s stock valued at $180,000 after buying an additional 3,662 shares in the last quarter. Creative Planning acquired a new position in shares of OppFi in the 2nd quarter valued at $188,000. Cetera Investment Advisers bought a new position in shares of OppFi during the 2nd quarter worth about $206,000. Finally, JPMorgan Chase & Co. lifted its holdings in shares of OppFi by 3,200.3% during the 2nd quarter. JPMorgan Chase & Co. now owns 296,399 shares of the company’s stock worth $4,147,000 after acquiring an additional 287,418 shares during the period. 7.10% of the stock is owned by institutional investors.

Analyst Ratings Changes

Several research firms recently commented on OPFI. Zacks Research cut shares of OppFi from a “hold” rating to a “strong sell” rating in a research note on Wednesday, August 26th. Weiss Ratings restated a “hold (c)” rating on shares of OppFi in a report on Friday, August 7th. Wall Street Zen lowered shares of OppFi from a “buy” rating to a “hold” rating in a research report on Sunday, August 16th. Piper Sandler cut shares of OppFi to a “neutral” rating in a research note on Wednesday. Finally, UBS Group set a $11.00 target price on OppFi in a research report on Wednesday. Two analysts have rated the stock with a Buy rating, three have assigned a Hold rating and one has issued a Sell rating to the company. According to data from MarketBeat, OppFi currently has a consensus rating of “Hold” and a consensus price target of $10.50.

OppFi Company Profile

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.