Oportun Financial (NASDAQ:OPRT) Issues FY 2025 Earnings Guidance

Oportun Financial (NASDAQ:OPRT) issued an update on its FY 2025 earnings guidance on Wednesday morning. The company provided earnings per share guidance of 1.320-1.360 for the period, compared to the consensus earnings per share estimate of 1.260. The company issued revenue guidance of $955.0 million-$957.0 million, compared to the consensus revenue estimate of $950.7 million. Oportun Financial also updated its Q4 2025 guidance to 0.230-0.270 EPS.

Oportun Financial Price Performance

OPRT traded down $0.01 during trading on Wednesday, hitting $4.84. The company had a trading volume of 744,220 shares, compared to its average volume of 260,107. Oportun Financial has a 1-year low of $3.67 and a 1-year high of $9.24. The company has a market cap of $213.59 million, a PE ratio of 7.33 and a beta of 1.21. The business has a 50-day moving average of $5.18 and a 200-day moving average of $5.76.

Oportun Financial (NASDAQ:OPRT) last announced its quarterly earnings data on Wednesday, November 5th. The company reported $0.39 earnings per share for the quarter, topping the consensus estimate of $0.26 by $0.13. The company had revenue of $238.69 million during the quarter, compared to analyst estimates of $238.52 million. Oportun Financial had a net margin of 3.19% and a return on equity of 17.61%. Research analysts forecast that Oportun Financial will post 0.94 earnings per share for the current year.

Analysts Set New Price Targets

OPRT has been the subject of several research analyst reports. Zacks Research lowered Oportun Financial from a “strong-buy” rating to a “hold” rating in a report on Monday, October 6th. Wall Street Zen lowered Oportun Financial from a “strong-buy” rating to a “buy” rating in a research report on Tuesday. Weiss Ratings reiterated a “sell (d+)” rating on shares of Oportun Financial in a report on Monday, December 29th. Finally, JPMorgan Chase & Co. upgraded Oportun Financial from an “underweight” rating to a “neutral” rating and set a $5.50 price objective on the stock in a research note on Monday, January 12th. Two investment analysts have rated the stock with a Buy rating, four have issued a Hold rating and one has assigned a Sell rating to the stock. According to data from MarketBeat, the company has a consensus rating of “Hold” and an average price target of $8.50.

Institutional Trading of Oportun Financial

A number of institutional investors and hedge funds have recently made changes to their positions in OPRT. Cannell Capital LLC raised its stake in Oportun Financial by 7,067.0% during the 2nd quarter. Cannell Capital LLC now owns 1,601,244 shares of the company’s stock valued at $11,465,000 after acquiring an additional 1,578,902 shares in the last quarter. Vanguard Group Inc. increased its holdings in shares of Oportun Financial by 30.4% during the third quarter. Vanguard Group Inc. now owns 2,106,640 shares of the company’s stock valued at $12,998,000 after purchasing an additional 490,608 shares during the period. Geode Capital Management LLC raised its stake in shares of Oportun Financial by 131.6% during the second quarter. Geode Capital Management LLC now owns 776,844 shares of the company’s stock valued at $5,563,000 after purchasing an additional 441,392 shares in the last quarter. Millennium Management LLC lifted its holdings in Oportun Financial by 28.9% in the first quarter. Millennium Management LLC now owns 1,936,797 shares of the company’s stock worth $10,633,000 after purchasing an additional 433,827 shares during the period. Finally, Invesco Ltd. grew its position in Oportun Financial by 246.5% in the 2nd quarter. Invesco Ltd. now owns 484,492 shares of the company’s stock valued at $3,469,000 after buying an additional 344,659 shares in the last quarter. 82.70% of the stock is currently owned by institutional investors and hedge funds.

Oportun Financial Company Profile

Oportun Financial Corporation (NASDAQ: OPRT) is a financial technology company that provides consumer lending products aimed at serving the underbanked and credit-invisible population in the United States. Headquartered in Redwood City, California, Oportun operates a digital platform that enables borrowers to access credit through unsecured personal installment loans, secured credit-builder loans and a proprietary mobile wallet. The company leverages machine learning and alternative data sources to assess creditworthiness, extending financial services to customers with limited or no traditional credit history.

The company’s core offerings include fixed-term installment loans designed to help individuals cover unexpected expenses, consolidate debt or build credit.