nCino (NASDAQ:NCNO) Upgraded by Wall Street Zen to Buy Rating

Wall Street Zen upgraded shares of nCino (NASDAQ:NCNO) from a hold rating to a buy rating in a research note published on Saturday morning.

NCNO has been the subject of a number of other research reports. The Goldman Sachs Group reduced their price target on nCino from $28.00 to $24.00 and set a “neutral” rating for the company in a research report on Wednesday. Weiss Ratings reiterated a “sell (d-)” rating on shares of nCino in a research note on Thursday, January 22nd. Truist Financial reduced their target price on shares of nCino from $27.00 to $19.00 and set a “hold” rating for the company in a report on Wednesday. Robert W. Baird decreased their target price on shares of nCino from $34.00 to $24.00 and set an “outperform” rating on the stock in a research note on Tuesday, March 31st. Finally, JPMorgan Chase & Co. lowered their price target on shares of nCino from $30.00 to $16.00 and set a “neutral” rating on the stock in a report on Wednesday, February 18th. Two investment analysts have rated the stock with a Strong Buy rating, eleven have assigned a Buy rating, six have issued a Hold rating and one has issued a Sell rating to the company’s stock. According to MarketBeat, nCino has an average rating of “Moderate Buy” and an average price target of $26.07.

nCino Stock Performance

Shares of NCNO stock opened at $17.10 on Friday. nCino has a 1 year low of $13.80 and a 1 year high of $33.92. The firm has a fifty day moving average price of $16.90 and a 200-day moving average price of $22.58. The company has a debt-to-equity ratio of 0.25, a current ratio of 1.00 and a quick ratio of 1.01. The company has a market cap of $1.96 billion, a price-to-earnings ratio of 342.00, a PEG ratio of 3.35 and a beta of 0.61.

nCino (NASDAQ:NCNO) last announced its earnings results on Tuesday, March 31st. The company reported $0.37 EPS for the quarter, topping analysts’ consensus estimates of $0.21 by $0.16. The company had revenue of $149.67 million for the quarter, compared to analysts’ expectations of $147.41 million. nCino had a return on equity of 4.75% and a net margin of 0.87%.nCino’s revenue for the quarter was up 5.9% compared to the same quarter last year. During the same period last year, the firm earned $0.12 EPS. As a group, equities analysts predict that nCino will post 0.12 earnings per share for the current year.

nCino declared that its board has approved a stock repurchase program on Monday, December 8th that authorizes the company to repurchase $100.00 million in outstanding shares. This repurchase authorization authorizes the company to buy up to 3.7% of its shares through open market purchases. Shares repurchase programs are typically a sign that the company’s board believes its shares are undervalued.

Insider Buying and Selling at nCino

In related news, SVP Jeanette Sellers sold 2,182 shares of the stock in a transaction that occurred on Wednesday, February 4th. The stock was sold at an average price of $18.26, for a total transaction of $39,843.32. Following the completion of the transaction, the senior vice president directly owned 43,219 shares of the company’s stock, valued at approximately $789,178.94. This represents a 4.81% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this link. Also, CFO Gregory Orenstein sold 10,562 shares of the company’s stock in a transaction that occurred on Tuesday, February 3rd. The stock was sold at an average price of $18.68, for a total value of $197,298.16. Following the sale, the chief financial officer directly owned 451,184 shares in the company, valued at $8,428,117.12. This trade represents a 2.29% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Over the last three months, insiders have sold 113,572 shares of company stock worth $2,078,874. Insiders own 5.70% of the company’s stock.

Institutional Investors Weigh In On nCino

A number of hedge funds have recently bought and sold shares of the business. Farther Finance Advisors LLC grew its stake in shares of nCino by 186.4% in the 3rd quarter. Farther Finance Advisors LLC now owns 948 shares of the company’s stock worth $26,000 after buying an additional 617 shares in the last quarter. Advisors Asset Management Inc. raised its position in shares of nCino by 68.5% during the 2nd quarter. Advisors Asset Management Inc. now owns 1,127 shares of the company’s stock valued at $32,000 after buying an additional 458 shares in the last quarter. CWM LLC lifted its holdings in shares of nCino by 255.8% in the 4th quarter. CWM LLC now owns 1,142 shares of the company’s stock valued at $29,000 after acquiring an additional 821 shares during the last quarter. AlphaQuest LLC lifted its holdings in shares of nCino by 5,022.2% in the 3rd quarter. AlphaQuest LLC now owns 1,383 shares of the company’s stock valued at $37,000 after acquiring an additional 1,356 shares during the last quarter. Finally, Los Angeles Capital Management LLC purchased a new position in nCino in the fourth quarter worth about $38,000. Hedge funds and other institutional investors own 94.76% of the company’s stock.

Key Stories Impacting nCino

Here are the key news stories impacting nCino this week:

• Positive Sentiment: Earnings beat and upbeat growth outlook: nCino reported stronger‑than‑expected Q4 results and an improved FY27 growth outlook, which drove a post‑earnings gap up and multi‑day rally as investors priced in faster adoption. Read More.
• Positive Sentiment: Analyst upgrades: Several bullish moves include Piper Sandler raising nCino to “Overweight”, Barclays forecasting strong price appreciation, and Zacks upgrading the stock to “Strong‑Buy” — these lift buy‑side interest and support near‑term demand. Read More. Read More. Read More.
• Positive Sentiment: Consensus upside in street price targets: The average of analyst price targets implies a material upside (~75% per one note), signaling that some investors still see significant recovery potential if growth and AI monetization accelerate. Read More.
• Neutral Sentiment: Business outlook detail — AI and pricing power highlighted: A deep‑dive piece points to AI adoption and platform pricing as primary drivers of upside and notes a leadership change; these factors are positive but require execution to move the valuation materially. Read More.
• Negative Sentiment: Multiple cautious/pessimistic analyst notes: Several firms (Citizens JMP, Truist, Goldman Sachs, Needham, Stephens, Keefe Bruyette & Woods, Robert W. Baird) issued lowered expectations or pessimistic forecasts — adding selling pressure and capping near‑term upside despite the beat. Read More. Read More. Read More. Read More. Read More. Read More. Read More.

nCino Company Profile

nCino, Inc provides a cloud-based banking operating system designed to modernize and streamline processes for financial institutions. Built on a software-as-a-service (SaaS) model, the nCino Bank Operating System integrates key banking functions into a unified platform, enabling banks and credit unions to enhance efficiency, reduce risk and improve customer experiences.

Founded in 2012 as a spinoff from Live Oak Bank, nCino launched its flagship offering to address the needs of commercial and retail lenders seeking to replace legacy systems.