Navient (NASDAQ:NAVI) Issues FY 2026 Earnings Guidance

Navient (NASDAQ:NAVI) issued an update on its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share guidance of 0.650-0.800 for the period, compared to the consensus earnings per share estimate of 1.180. The company issued revenue guidance of -.

Navient Stock Up 0.7%

Shares of NASDAQ NAVI opened at $9.88 on Friday. The company has a debt-to-equity ratio of 16.94, a quick ratio of 9.41 and a current ratio of 9.01. Navient has a 1 year low of $9.35 and a 1 year high of $16.07. The stock’s 50-day simple moving average is $12.51 and its 200-day simple moving average is $12.78. The firm has a market cap of $963.40 million, a price-to-earnings ratio of -12.05 and a beta of 1.29.

Navient (NASDAQ:NAVI) last issued its quarterly earnings data on Wednesday, January 28th. The credit services provider reported $0.02 earnings per share for the quarter, missing analysts’ consensus estimates of $0.31 by ($0.29). Navient had a negative net margin of 2.47% and a positive return on equity of 4.70%. The business had revenue of $137.00 million for the quarter, compared to analyst estimates of $144.25 million. During the same quarter last year, the business earned ($0.24) EPS. Navient has set its FY 2026 guidance at 0.650-0.800 EPS. As a group, equities analysts anticipate that Navient will post 1.04 earnings per share for the current fiscal year.

Navient Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Friday, December 19th. Investors of record on Friday, December 5th were paid a $0.16 dividend. This represents a $0.64 dividend on an annualized basis and a dividend yield of 6.5%. The ex-dividend date was Friday, December 5th. Navient’s payout ratio is -118.52%.

Analyst Ratings Changes

Several analysts recently issued reports on NAVI shares. Barclays set a $9.00 price target on shares of Navient in a report on Thursday. Wall Street Zen lowered shares of Navient from a “hold” rating to a “sell” rating in a research note on Saturday, November 1st. TD Cowen reiterated a “sell” rating on shares of Navient in a research note on Thursday, October 30th. Morgan Stanley set a $12.00 price objective on shares of Navient in a report on Wednesday. Finally, Weiss Ratings restated a “sell (d)” rating on shares of Navient in a research report on Monday, December 29th. Five analysts have rated the stock with a Hold rating and five have given a Sell rating to the company. According to MarketBeat.com, the company has an average rating of “Reduce” and a consensus price target of $11.63.

Institutional Investors Weigh In On Navient

Several hedge funds have recently bought and sold shares of NAVI. Corient Private Wealth LLC increased its stake in Navient by 6.8% in the 2nd quarter. Corient Private Wealth LLC now owns 18,372 shares of the credit services provider’s stock valued at $259,000 after buying an additional 1,168 shares during the period. CANADA LIFE ASSURANCE Co lifted its stake in shares of Navient by 2.6% in the 2nd quarter. CANADA LIFE ASSURANCE Co now owns 119,586 shares of the credit services provider’s stock valued at $1,689,000 after purchasing an additional 3,003 shares during the last quarter. Russell Investments Group Ltd. raised its holdings in Navient by 77.0% during the second quarter. Russell Investments Group Ltd. now owns 7,766 shares of the credit services provider’s stock valued at $109,000 after buying an additional 3,378 shares in the last quarter. Zurcher Kantonalbank Zurich Cantonalbank boosted its stake in shares of Navient by 26.5% during the 3rd quarter. Zurcher Kantonalbank Zurich Cantonalbank now owns 24,559 shares of the credit services provider’s stock worth $323,000 after acquiring an additional 5,150 shares in the last quarter. Finally, Alliancebernstein L.P. increased its holdings in shares of Navient by 4.4% during the 3rd quarter. Alliancebernstein L.P. now owns 127,206 shares of the credit services provider’s stock valued at $1,673,000 after acquiring an additional 5,400 shares during the last quarter. 97.14% of the stock is owned by hedge funds and other institutional investors.

About Navient

Navient Corporation (NASDAQ: NAVI) is a specialized provider of asset management and business processing solutions, with a primary focus on student loan servicing. Established in 2014 through the separation from Sallie Mae, Navient assumed responsibility for servicing federal and private education loans, positioning itself as one of the largest servicers of higher education debt in the United States.

The company’s core activities center on federal student loan servicing under contracts with the U.S.