M&T Bank (MTB) Expected to Announce Earnings on Friday

M&T Bank (NYSE:MTB) is expected to post its Q4 2025 results before the market opens on Friday, January 16th. Analysts expect the company to announce earnings of $4.47 per share and revenue of $2.4731 billion for the quarter. Parties may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Friday, January 16, 2026 at 8:00 AM ET.

M&T Bank (NYSE:MTB) last announced its quarterly earnings results on Thursday, October 16th. The financial services provider reported $4.87 earnings per share for the quarter, topping analysts’ consensus estimates of $4.40 by $0.47. M&T Bank had a net margin of 20.91% and a return on equity of 10.62%. The company had revenue of $2.51 billion for the quarter, compared to analysts’ expectations of $2.44 billion. During the same period last year, the firm posted $4.02 earnings per share. On average, analysts expect M&T Bank to post $17 EPS for the current fiscal year and $19 EPS for the next fiscal year.

M&T Bank Price Performance

Shares of MTB stock opened at $208.99 on Wednesday. The company has a quick ratio of 0.97, a current ratio of 0.97 and a debt-to-equity ratio of 0.49. M&T Bank has a 12-month low of $150.75 and a 12-month high of $215.49. The firm has a fifty day moving average of $197.62 and a 200-day moving average of $194.80. The firm has a market capitalization of $32.12 billion, a price-to-earnings ratio of 12.87, a price-to-earnings-growth ratio of 0.93 and a beta of 0.59.

M&T Bank Announces Dividend

The firm also recently announced a quarterly dividend, which was paid on Wednesday, December 31st. Shareholders of record on Monday, December 1st were paid a $1.50 dividend. This represents a $6.00 dividend on an annualized basis and a yield of 2.9%. The ex-dividend date of this dividend was Monday, December 1st. M&T Bank’s payout ratio is presently 36.95%.

Wall Street Analyst Weigh In

A number of equities research analysts have recently commented on MTB shares. Bank of America reaffirmed a “neutral” rating and set a $225.00 price target on shares of M&T Bank in a research report on Wednesday, January 7th. Wells Fargo & Company increased their target price on M&T Bank from $185.00 to $205.00 and gave the stock an “underweight” rating in a research note on Monday, January 5th. Wolfe Research lowered shares of M&T Bank from an “outperform” rating to a “peer perform” rating in a research note on Wednesday, January 7th. Jefferies Financial Group upped their price target on shares of M&T Bank from $235.00 to $250.00 and gave the company a “buy” rating in a report on Friday, December 19th. Finally, UBS Group increased their price objective on shares of M&T Bank from $207.00 to $208.00 and gave the stock a “neutral” rating in a research report on Tuesday, October 7th. One research analyst has rated the stock with a Strong Buy rating, nine have given a Buy rating, eleven have issued a Hold rating and one has given a Sell rating to the company. According to MarketBeat, the company presently has a consensus rating of “Hold” and an average price target of $221.18.

Insider Buying and Selling

In related news, EVP Christopher E. Kay sold 5,250 shares of the firm’s stock in a transaction on Wednesday, November 26th. The shares were sold at an average price of $191.70, for a total value of $1,006,425.00. Following the completion of the transaction, the executive vice president owned 5,501 shares of the company’s stock, valued at approximately $1,054,541.70. This trade represents a 48.83% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, Director Robert E. Sadler, Jr. sold 6,000 shares of the business’s stock in a transaction dated Tuesday, November 25th. The stock was sold at an average price of $190.06, for a total transaction of $1,140,360.00. Following the sale, the director directly owned 17,070 shares in the company, valued at $3,244,324.20. This trade represents a 26.01% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. 0.53% of the stock is owned by company insiders.

Hedge Funds Weigh In On M&T Bank

Several hedge funds have recently modified their holdings of the stock. Sunbelt Securities Inc. increased its position in shares of M&T Bank by 13.1% in the third quarter. Sunbelt Securities Inc. now owns 1,619 shares of the financial services provider’s stock valued at $320,000 after acquiring an additional 188 shares during the last quarter. Danske Bank A S bought a new position in M&T Bank in the third quarter valued at approximately $29,612,000. NewEdge Advisors LLC increased its position in shares of M&T Bank by 3.6% during the 3rd quarter. NewEdge Advisors LLC now owns 15,566 shares of the financial services provider’s stock worth $3,076,000 after purchasing an additional 547 shares during the last quarter. McCollum Christoferson Group LLC increased its position in shares of M&T Bank by 41.0% during the 3rd quarter. McCollum Christoferson Group LLC now owns 32,986 shares of the financial services provider’s stock worth $6,519,000 after purchasing an additional 9,590 shares during the last quarter. Finally, Triumph Capital Management bought a new stake in shares of M&T Bank during the 3rd quarter worth approximately $32,000. Institutional investors own 84.68% of the company’s stock.

M&T Bank Company Profile

M&T Bank Corporation is a bank holding company headquartered in Buffalo, New York, that provides a broad range of banking and financial services to individuals, businesses and institutions. The company operates a commercial and retail banking franchise that includes deposit-taking, lending, and payment services delivered through branch networks, digital channels and commercial banking teams. M&T serves customers across the northeastern and mid‑Atlantic United States and has expanded its geographic footprint through strategic acquisitions.

Its core businesses include commercial banking for middle‑market and community businesses, consumer and retail banking, mortgage origination and servicing, treasury and cash management, and wealth management and trust services.