KeyCorp Has Positive Outlook for Mastercard FY2025 Earnings

Mastercard Incorporated (NYSE:MA) – KeyCorp boosted their FY2025 earnings estimates for shares of Mastercard in a report released on Friday, January 23rd. KeyCorp analyst A. Schmidt now expects that the credit services provider will earn $16.48 per share for the year, up from their prior estimate of $16.41. KeyCorp currently has a “Strong-Buy” rating on the stock. The consensus estimate for Mastercard’s current full-year earnings is $15.91 per share. KeyCorp also issued estimates for Mastercard’s Q4 2025 earnings at $4.24 EPS, Q1 2026 earnings at $4.31 EPS, Q2 2026 earnings at $4.86 EPS, Q3 2026 earnings at $5.13 EPS, Q4 2026 earnings at $4.95 EPS, FY2026 earnings at $19.25 EPS and FY2027 earnings at $22.33 EPS.

Mastercard (NYSE:MA) last announced its quarterly earnings data on Thursday, October 30th. The credit services provider reported $4.38 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $4.31 by $0.07. Mastercard had a return on equity of 202.03% and a net margin of 45.28%.The firm had revenue of $8.60 billion for the quarter, compared to analysts’ expectations of $8.53 billion. During the same period last year, the firm earned $3.89 earnings per share. The company’s revenue for the quarter was up 16.7% compared to the same quarter last year.

Several other brokerages have also recently weighed in on MA. Wells Fargo & Company dropped their price target on shares of Mastercard from $669.00 to $660.00 and set an “overweight” rating for the company in a research report on Friday, October 31st. Hsbc Global Res raised Mastercard from a “hold” rating to a “strong-buy” rating in a research note on Monday, December 8th. Cantor Fitzgerald started coverage on Mastercard in a research note on Monday. They issued an “overweight” rating and a $650.00 price target for the company. Tigress Financial boosted their price objective on shares of Mastercard from $685.00 to $730.00 and gave the company a “strong-buy” rating in a research report on Thursday, November 6th. Finally, Robert W. Baird raised their target price on shares of Mastercard from $640.00 to $660.00 and gave the stock an “outperform” rating in a research report on Monday, October 6th. Four analysts have rated the stock with a Strong Buy rating, twenty-two have assigned a Buy rating and two have given a Hold rating to the company’s stock. According to MarketBeat.com, the company presently has an average rating of “Buy” and an average price target of $660.81.

Mastercard Price Performance

Shares of Mastercard stock opened at $519.86 on Monday. The stock has a market capitalization of $466.83 billion, a P/E ratio of 33.24, a price-to-earnings-growth ratio of 1.79 and a beta of 0.86. Mastercard has a one year low of $465.59 and a one year high of $601.77. The company has a debt-to-equity ratio of 2.40, a current ratio of 1.12 and a quick ratio of 1.12. The business’s 50 day simple moving average is $554.46 and its two-hundred day simple moving average is $564.88.

Mastercard Increases Dividend

The business also recently announced a quarterly dividend, which will be paid on Monday, February 9th. Shareholders of record on Friday, January 9th will be issued a $0.87 dividend. This represents a $3.48 annualized dividend and a yield of 0.7%. This is a positive change from Mastercard’s previous quarterly dividend of $0.76. The ex-dividend date of this dividend is Friday, January 9th. Mastercard’s dividend payout ratio is presently 22.25%.

Hedge Funds Weigh In On Mastercard

A number of hedge funds have recently bought and sold shares of MA. Penobscot Investment Management Company Inc. raised its holdings in Mastercard by 1.4% during the fourth quarter. Penobscot Investment Management Company Inc. now owns 36,698 shares of the credit services provider’s stock valued at $20,950,000 after acquiring an additional 514 shares during the period. CFM Wealth Partners LLC grew its position in shares of Mastercard by 3.0% during the fourth quarter. CFM Wealth Partners LLC now owns 16,155 shares of the credit services provider’s stock worth $9,223,000 after purchasing an additional 468 shares in the last quarter. Emerald Advisors LLC raised its stake in Mastercard by 4.5% during the 4th quarter. Emerald Advisors LLC now owns 742 shares of the credit services provider’s stock valued at $423,000 after purchasing an additional 32 shares during the period. Optas LLC lifted its holdings in Mastercard by 5.6% in the 4th quarter. Optas LLC now owns 6,085 shares of the credit services provider’s stock worth $3,474,000 after purchasing an additional 320 shares in the last quarter. Finally, Stevens Capital Partners lifted its holdings in Mastercard by 4.1% in the 4th quarter. Stevens Capital Partners now owns 2,305 shares of the credit services provider’s stock worth $1,316,000 after purchasing an additional 91 shares in the last quarter. Institutional investors own 97.28% of the company’s stock.

More Mastercard News

Here are the key news stories impacting Mastercard this week:

• Positive Sentiment: Mastercard announced an AI-powered shopping change rolling out for Commonwealth Bank and Westpac customers in Australia — a first-of-its-kind feature that could boost merchant conversion and consumer engagement in a major market. Mastercard unveils major AI shopping change
• Positive Sentiment: Mastercard is trialing agent-led payments powered by Australian LLM Maincode, signaling product innovation that could expand service offerings and drive transactional revenue. Aussie LLM Maincode powers Mastercard’s agent-led payments trial
• Positive Sentiment: The company is broadening startup outreach to “agentic” AI firms, which may accelerate partnerships and new product pipelines in advanced AI-driven payments and services. Mastercard expands startup outreach to agentic AI firms
• Neutral Sentiment: Analyst coverage is active ahead of Q4 — research roundups and previews highlight expectations for double-digit revenue and EPS growth but caution on stretched valuation. Top Research Reports for Broadcom, Oracle & Mastercard
• Neutral Sentiment: Various analyst notes and education pieces reiterate Mastercard’s long-term growth case while flagging valuation and near-term results as key catalysts to monitor. Is Mastercard Stock a Smart Bet Ahead of Q4 Earnings?
• Negative Sentiment: ZeroHash reportedly walked away from multi-billion-dollar acquisition talks with Mastercard to remain independent, removing a potential strategic bolt-on and drawing attention to deal execution risks. ZeroHash walks away from Mastercard talks
• Negative Sentiment: Some headlines and TV commentary (including Jim Cramer) referencing regulatory/PR issues like a “Trump credit card cap” and a modest analyst price‑target trim (Truist lowered its target while keeping a Buy) are contributing to near-term sentiment headwinds. Jim Cramer Discusses Mastercard & Trump Credit Card Cap

Mastercard Company Profile

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.