Kemper (NYSE:KMPR) Rating Lowered to “Market Perform” at Citizens Jmp

Kemper (NYSE:KMPR) was downgraded by analysts at Citizens Jmp from an “outperform” rating to a “market perform” rating in a note issued to investors on Thursday, MarketBeat Ratings reports.

Several other equities research analysts have also recently weighed in on KMPR. Zacks Research upgraded shares of Kemper from a “strong sell” rating to a “hold” rating in a research report on Friday, January 23rd. Citigroup cut Kemper to a “market perform” rating in a research note on Thursday. Piper Sandler lowered their price objective on Kemper from $50.00 to $35.00 and set an “underweight” rating for the company in a research report on Thursday, November 6th. Raymond James Financial downgraded shares of Kemper from an “outperform” rating to a “market perform” rating and set a $60.00 target price on the stock. in a research report on Wednesday, October 15th. Finally, Weiss Ratings reissued a “sell (d+)” rating on shares of Kemper in a research note on Monday, December 29th. Two analysts have rated the stock with a Buy rating, four have given a Hold rating and three have assigned a Sell rating to the company’s stock. Based on data from MarketBeat.com, Kemper presently has an average rating of “Reduce” and a consensus target price of $56.67.

Kemper Price Performance

Shares of KMPR stock opened at $38.38 on Thursday. The stock’s fifty day simple moving average is $39.76 and its 200 day simple moving average is $46.41. Kemper has a one year low of $33.91 and a one year high of $72.25. The firm has a market cap of $2.25 billion, a price-to-earnings ratio of 10.02 and a beta of 1.14. The company has a debt-to-equity ratio of 0.35, a current ratio of 0.19 and a quick ratio of 0.19.

Kemper (NYSE:KMPR) last announced its quarterly earnings results on Wednesday, February 4th. The insurance provider reported $0.25 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.85 by ($0.60). Kemper had a net margin of 5.13% and a return on equity of 11.48%. The firm had revenue of $1.13 billion for the quarter, compared to the consensus estimate of $1.22 billion. During the same period in the prior year, the business earned $1.78 earnings per share. The company’s revenue for the quarter was down 4.7% on a year-over-year basis. On average, analysts expect that Kemper will post 6.03 earnings per share for the current fiscal year.

Institutional Investors Weigh In On Kemper

Institutional investors have recently modified their holdings of the business. Hantz Financial Services Inc. grew its position in Kemper by 1,098.0% during the third quarter. Hantz Financial Services Inc. now owns 587 shares of the insurance provider’s stock worth $30,000 after buying an additional 538 shares in the last quarter. Signaturefd LLC bought a new position in Kemper in the fourth quarter valued at approximately $32,000. Jones Financial Companies Lllp raised its position in Kemper by 73.5% during the third quarter. Jones Financial Companies Lllp now owns 656 shares of the insurance provider’s stock valued at $34,000 after purchasing an additional 278 shares in the last quarter. Abich Financial Wealth Management LLC bought a new stake in Kemper during the third quarter worth $36,000. Finally, Danske Bank A S bought a new position in shares of Kemper in the 3rd quarter valued at $36,000. Institutional investors own 86.23% of the company’s stock.

Kemper News Roundup

Here are the key news stories impacting Kemper this week:

• Positive Sentiment: Board declared a quarterly dividend of $0.32 per share payable March 3, 2026 — a cash return that can support the stock while management works through results. Kemper Announces Quarterly Dividend
• Neutral Sentiment: Very high institutional ownership (~88%) — a potential source of stable demand but also concentration risk if institutions rotate out. With 88% institutional ownership, Kemper Corporation
• Neutral Sentiment: Company released the Q4 earnings call transcript, slide deck and press release — useful for investors who want management’s explanation and forward guidance. Kemper Q4 press release / slide deck
• Negative Sentiment: Q4 EPS came in at $0.25 vs. consensus ~$0.85 and revenue was $1.13B vs. ~$1.22B — a material miss, with EPS down sharply year-over-year (prior-year Q4 EPS $1.78). This is the principal reason for negative market reaction. Kemper (KMPR) Q4 Earnings and Revenues Lag Estimates
• Negative Sentiment: Market headlines and coverage highlight the wide miss and immediate selloff/volatility — several outlets report shares “tumbled” after results, indicating near-term downside pressure and elevated trading. Kemper shares tumble as Q4 earnings miss estimates by wide margin
• Negative Sentiment: Analyst consensus and Street expectations were missed on both EPS and sales, increasing the risk of downward revisions to near-term estimates until management demonstrates stabilization. Kemper (NYSE:KMPR) Misses Q4 CY2025 Sales Expectations

Kemper Company Profile

Kemper Corporation (NYSE:KMPR) is a diversified insurance holding company headquartered in Chicago, Illinois. Formed through the rebranding of Unitrin in 2010, Kemper has established a nationwide presence by offering a broad array of property and casualty insurance products. The company distributes its products through independent agents, brokers and direct-to-consumer channels, serving both individual policyholders and commercial clients.

The personal insurance segment provides coverage for automobiles, homeowners, renters and umbrella lines, while the commercial business focuses on liability, workers’ compensation and specialty property solutions tailored to small and mid-sized enterprises.