Ita? CorpBanca (NYSE: ITCB) and People’s Utah Bancorp (NASDAQ:PUB) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, profitabiliy, risk, valuation, institutional ownership, dividends and earnings.

Valuation and Earnings

This table compares Ita? CorpBanca and People’s Utah Bancorp’s gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio EBITDA Earnings Per Share Price/Earnings Ratio
Ita? CorpBanca $1.12 billion 4.23 $126.39 million $0.37 37.49
People’s Utah Bancorp $87.31 million 5.43 $24.56 million $1.37 19.31

Ita? CorpBanca has higher revenue and earnings than People’s Utah Bancorp. People’s Utah Bancorp is trading at a lower price-to-earnings ratio than Ita? CorpBanca, indicating that it is currently the more affordable of the two stocks.

Volatility & Risk

Ita? CorpBanca has a beta of 0.94, indicating that its stock price is 6% less volatile than the S&P 500. Comparatively, People’s Utah Bancorp has a beta of 0.97, indicating that its stock price is 3% less volatile than the S&P 500.

Dividends

People’s Utah Bancorp pays an annual dividend of $0.32 per share and has a dividend yield of 1.2%. Ita? CorpBanca does not pay a dividend. People’s Utah Bancorp pays out 23.4% of its earnings in the form of a dividend.

Institutional and Insider Ownership

0.9% of Ita? CorpBanca shares are owned by institutional investors. Comparatively, 30.0% of People’s Utah Bancorp shares are owned by institutional investors. 25.2% of People’s Utah Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Analyst Recommendations

This is a breakdown of recent ratings and target prices for Ita? CorpBanca and People’s Utah Bancorp, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ita? CorpBanca 0 0 1 0 3.00
People’s Utah Bancorp 0 1 0 0 2.00

Ita? CorpBanca presently has a consensus target price of $14.00, indicating a potential upside of 0.94%. People’s Utah Bancorp has a consensus target price of $22.00, indicating a potential downside of 16.82%. Given Ita? CorpBanca’s stronger consensus rating and higher probable upside, analysts plainly believe Ita? CorpBanca is more favorable than People’s Utah Bancorp.

Profitability

This table compares Ita? CorpBanca and People’s Utah Bancorp’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Ita? CorpBanca 3.69% 1.89% 0.22%
People’s Utah Bancorp 27.32% 10.96% 1.50%

Summary

People’s Utah Bancorp beats Ita? CorpBanca on 9 of the 16 factors compared between the two stocks.

Ita? CorpBanca Company Profile

Itau Corpbanca is a Chile-based financial institution (the Bank) engaged in the banking sector. The Bank operates in seven segments: Large, Corporate and Real Estate Companies, which includes companies that belong to major economic groups and specific industries; Companies, which includes leasing, factoring and other financial services for business customers; Traditional and Private Banking, which offers checking accounts, consumer loans, credit cards and mortgage loans; Lower Income Retail Banking, corresponding to operations of Banco Condell, which offers consumer loans, credit cards and mortgage loans; Treasury and International, which comprises treasury activities, such as financial management and funding; Non-Banking Financial Services, which provides services rendered by its subsidiaries, including insurance brokerage, financial advisory and securities brokerage, and Colombia, which includes commercial and retail banking services provided by CorpBanca Colombia and Helm Bank.

People’s Utah Bancorp Company Profile

People’s Utah Bancorp is a bank holding company. As of December 31, 2016, the Company had 18 retail banking locations, two residential mortgage offices and other support facilities operated through its banking subsidiary, People’s Intermountain Bank (PIB or the Bank). The Company provides full-service retail banking in the state of Utah, including a range of banking and related services to locally owned businesses, professional firms, real-estate developers, residential home builders, high net-worth individuals, investors and other customers. It also provides a range of banking services and products to individuals. The Bank operates two divisions: Bank of American Fork (BAF), Lewiston State Bank (LSB) and GrowthFunding Equipment Finance. The Company provides banking services throughout its market area to real estate developers, contractors and small-to medium-sized businesses.

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