Investors Buy High Volume of Call Options on SoFi Technologies (NASDAQ:SOFI)

SoFi Technologies, Inc. (NASDAQ:SOFI) was the recipient of some unusual options trading activity on Thursday. Investors bought 632,777 call options on the stock. This represents an increase of approximately 45% compared to the average daily volume of 436,925 call options.

More SoFi Technologies News

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: Mastercard partnership widens SoFi’s payments runway — SoFi plans to offer SoFiUSD as a settlement currency across the Mastercard network, which can create new fee and float opportunities if adoption scales. SoFi to Offer SoFiUSD as Settlement Currency Across Mastercard Network
• Positive Sentiment: Market reaction and coverage highlight the Mastercard deal — multiple outlets report the stock rise tied to the Mastercard/stablecoin news, reinforcing investor focus on payments upside. Stock Market Today, March 3: SoFi Technologies Rises on Mastercard Stablecoin Deal
• Positive Sentiment: CEO insider buying reinforces confidence — CEO Anthony Noto purchased roughly $1M of SOFI stock, a vote of confidence that investors often view as bullish. SoFi CEO Just Bought $1 Million of His Own Stock — And Analysts Think It Could Hit $26
• Positive Sentiment: Research upgrade/coverage points to attractive valuation after pullback — a Seeking Alpha note upgraded SOFI to Buy citing strong Q4 results, guidance, and CEO buying; that narrative can attract value-oriented flows. SoFi: The Rebound Has Started (Rating Upgrade)
• Neutral Sentiment: New member investment offering may boost product stickiness for accredited users — Templum and SoFi are offering limited private-market allocations (OpenAI, Perplexity AI, Colossal) to SoFi members, which could deepen engagement for accredited clients but has limited near-term revenue impact. Templum to Offer Premier Private Market Investment Opportunities in Perplexity AI, OpenAI, and Colossal Biosciences to SoFi Members
• Neutral Sentiment: SOFI is a trending ticker — elevated retail interest can amplify moves but also increase volatility; trending status alone doesn’t change fundamentals. Here is What to Know Beyond Why SoFi Technologies, Inc. (SOFI) is a Trending Stock
• Negative Sentiment: Analyst sentiment remains mixed with cuts to price targets — some firms reaffirm Holds and trimmed targets (e.g., Truist cut its target to $21), which could cap upside until execution proves out. Analyst Opinion Mixed on SoFi Technologies (SOFI) Stock in February
• Negative Sentiment: Consensus rating is still a “Hold” — broader analyst consensus remains cautious, limiting sustained re-rating without clearer revenue/earnings upside. SoFi Technologies, Inc. (NASDAQ:SOFI) Receives Consensus Recommendation of “Hold” from Analysts

Insider Activity

In other SoFi Technologies news, CTO Jeremy Rishel sold 91,837 shares of the company’s stock in a transaction dated Wednesday, December 17th. The shares were sold at an average price of $26.64, for a total transaction of $2,446,537.68. Following the transaction, the chief technology officer directly owned 794,598 shares in the company, valued at approximately $21,168,090.72. This represents a 10.36% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which can be accessed through this link. Also, EVP Kelli Keough sold 9,755 shares of the stock in a transaction dated Friday, February 20th. The shares were sold at an average price of $18.87, for a total transaction of $184,076.85. Following the completion of the transaction, the executive vice president directly owned 293,725 shares of the company’s stock, valued at approximately $5,542,590.75. This trade represents a 3.21% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold 214,753 shares of company stock valued at $5,045,087 in the last quarter. Insiders own 2.60% of the company’s stock.

Institutional Inflows and Outflows

Several large investors have recently modified their holdings of the stock. Valley Wealth Managers Inc. acquired a new position in SoFi Technologies during the 4th quarter worth approximately $25,000. Blue Trust Inc. raised its stake in shares of SoFi Technologies by 655.2% during the fourth quarter. Blue Trust Inc. now owns 1,012 shares of the company’s stock valued at $26,000 after purchasing an additional 878 shares during the period. Vermillion Wealth Management Inc. lifted its position in shares of SoFi Technologies by 283.1% during the fourth quarter. Vermillion Wealth Management Inc. now owns 1,000 shares of the company’s stock worth $26,000 after purchasing an additional 739 shares in the last quarter. Central Pacific Bank Trust Division acquired a new position in shares of SoFi Technologies during the fourth quarter worth $28,000. Finally, Reflection Asset Management purchased a new position in shares of SoFi Technologies in the fourth quarter valued at $28,000. 38.43% of the stock is currently owned by hedge funds and other institutional investors.

Wall Street Analyst Weigh In

Several analysts have weighed in on SOFI shares. Bank of America began coverage on SoFi Technologies in a report on Tuesday, January 6th. They issued an “underperform” rating and a $20.50 target price on the stock. Barclays raised their target price on shares of SoFi Technologies from $23.00 to $28.00 and gave the company an “equal weight” rating in a report on Tuesday, January 6th. JPMorgan Chase & Co. raised shares of SoFi Technologies from a “neutral” rating to an “overweight” rating and set a $31.00 price target on the stock in a report on Tuesday, February 3rd. Weiss Ratings reiterated a “hold (c)” rating on shares of SoFi Technologies in a research report on Thursday, January 22nd. Finally, Needham & Company LLC cut their price objective on SoFi Technologies from $36.00 to $33.00 and set a “buy” rating for the company in a research report on Monday, February 2nd. Seven research analysts have rated the stock with a Buy rating, eight have assigned a Hold rating and three have issued a Sell rating to the stock. Based on data from MarketBeat.com, the company currently has a consensus rating of “Hold” and a consensus price target of $26.34.

SoFi Technologies Trading Up 1.2%

SOFI traded up $0.22 during trading on Thursday, hitting $18.92. The company’s stock had a trading volume of 35,459,422 shares, compared to its average volume of 61,376,078. SoFi Technologies has a twelve month low of $8.60 and a twelve month high of $32.73. The stock has a market cap of $24.13 billion, a PE ratio of 49.79 and a beta of 2.20. The firm’s 50 day moving average price is $23.28 and its 200-day moving average price is $25.93. The company has a debt-to-equity ratio of 0.17, a current ratio of 0.78 and a quick ratio of 0.18.

SoFi Technologies (NASDAQ:SOFI) last announced its quarterly earnings data on Friday, January 30th. The company reported $0.13 EPS for the quarter, beating analysts’ consensus estimates of $0.12 by $0.01. The business had revenue of $1.01 billion during the quarter, compared to the consensus estimate of $984.75 million. SoFi Technologies had a return on equity of 5.88% and a net margin of 13.34%.The business’s revenue for the quarter was up 39.6% on a year-over-year basis. During the same quarter in the previous year, the business earned $0.05 earnings per share. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. On average, analysts expect that SoFi Technologies will post 0.26 earnings per share for the current year.

About SoFi Technologies

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.