Investment Analysts’ Weekly Ratings Updates for Live Oak Bancshares (LOB)

A number of firms have modified their ratings and price targets on shares of Live Oak Bancshares (NYSE: LOB) recently:

• 7/27/2026 – Live Oak Bancshares had its price target raised by TD Cowen from $47.00 to $49.00. They now have a “buy” rating on the stock.
• 7/24/2026 – Live Oak Bancshares had its price target raised by Keefe, Bruyette & Woods from $45.00 to $47.00. They now have an “outperform” rating on the stock.
• 7/21/2026 – Live Oak Bancshares was upgraded by Zacks Research from “hold” to “strong-buy”.
• 7/15/2026 – Live Oak Bancshares had its price target raised by Cantor Fitzgerald from $41.00 to $44.00. They now have a “neutral” rating on the stock.
• 6/23/2026 – Live Oak Bancshares was upgraded by Weiss Ratings from “hold (c)” to “hold (c+)”.

Live Oak Bancshares Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Monday, June 15th. Shareholders of record on Tuesday, June 2nd were issued a $0.03 dividend. This represents a $0.12 dividend on an annualized basis and a yield of 0.3%. The ex-dividend date was Tuesday, June 2nd. Live Oak Bancshares’s dividend payout ratio is 4.23%.

Insiders Place Their Bets

In other news, insider Mark Michael Moroz sold 6,100 shares of Live Oak Bancshares stock in a transaction dated Tuesday, July 28th. The shares were sold at an average price of $42.08, for a total transaction of $256,688.00. Following the completion of the sale, the insider directly owned 12,110 shares in the company, valued at $509,588.80. The trade was a 33.50% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is available through the SEC website. Also, Director William L. Williams III sold 8,400 shares of the business’s stock in a transaction that occurred on Wednesday, July 1st. The shares were sold at an average price of $41.61, for a total transaction of $349,524.00. Following the completion of the transaction, the director directly owned 1,122,526 shares of the company’s stock, valued at approximately $46,708,306.86. This represents a 0.74% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 25,900 shares of company stock valued at $1,069,022 in the last ninety days. Insiders own 22.40% of the company’s stock.

Live Oak Bancshares, Inc is a bank holding company headquartered in Wilmington, North Carolina, and operates through its subsidiary Live Oak Banking Company. Founded in 2008, the company leverages a branchless, technology-driven platform to deliver specialty lending and deposit products across the United States. Live Oak Bancshares completed its initial public offering in February 2018 and trades on the NYSE under the ticker symbol LOB.

The company’s primary focus is on originating and servicing commercial loans for small businesses in select industry verticals.