Insider Selling: Fold (NASDAQ:FLD) CFO Sells $19,965.50 in Stock

Fold Holdings, Inc. (NASDAQ:FLD) CFO Wolfe Repass sold 13,675 shares of the stock in a transaction dated Thursday, February 26th. The shares were sold at an average price of $1.46, for a total transaction of $19,965.50. Following the completion of the transaction, the chief financial officer owned 196,946 shares of the company’s stock, valued at $287,541.16. This represents a 6.49% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink.

Wolfe Repass also recently made the following trade(s):

• On Monday, March 2nd, Wolfe Repass sold 11,281 shares of Fold stock. The stock was sold at an average price of $1.42, for a total transaction of $16,019.02.
• On Friday, February 27th, Wolfe Repass sold 9,177 shares of Fold stock. The stock was sold at an average price of $1.48, for a total transaction of $13,581.96.
• On Wednesday, February 25th, Wolfe Repass sold 5,245 shares of Fold stock. The shares were sold at an average price of $1.52, for a total transaction of $7,972.40.
• On Tuesday, February 24th, Wolfe Repass sold 13,796 shares of Fold stock. The stock was sold at an average price of $1.47, for a total value of $20,280.12.
• On Monday, February 23rd, Wolfe Repass sold 4,179 shares of Fold stock. The stock was sold at an average price of $1.49, for a total value of $6,226.71.
• On Friday, February 20th, Wolfe Repass sold 12,406 shares of Fold stock. The shares were sold at an average price of $1.55, for a total value of $19,229.30.
• On Thursday, February 19th, Wolfe Repass sold 21,857 shares of Fold stock. The stock was sold at an average price of $1.48, for a total value of $32,348.36.

Fold Price Performance

FLD opened at $1.48 on Thursday. The company has a debt-to-equity ratio of 0.87, a quick ratio of 1.44 and a current ratio of 1.47. The company has a market cap of $71.50 million, a price-to-earnings ratio of -1.97 and a beta of 0.23. Fold Holdings, Inc. has a one year low of $1.32 and a one year high of $8.53. The business’s fifty day moving average is $2.00 and its two-hundred day moving average is $2.93.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently added to or reduced their stakes in the company. Vanguard Group Inc. lifted its stake in shares of Fold by 650.5% during the third quarter. Vanguard Group Inc. now owns 1,775,506 shares of the company’s stock valued at $6,853,000 after buying an additional 1,538,920 shares during the period. Geode Capital Management LLC grew its stake in Fold by 35.7% in the 4th quarter. Geode Capital Management LLC now owns 253,494 shares of the company’s stock worth $662,000 after acquiring an additional 66,690 shares during the period. Baird Financial Group Inc. acquired a new position in Fold in the 2nd quarter valued at $445,000. Vontobel Holding Ltd. lifted its stake in shares of Fold by 12.6% during the 4th quarter. Vontobel Holding Ltd. now owns 90,223 shares of the company’s stock worth $235,000 after purchasing an additional 10,118 shares during the period. Finally, Union Square Park Capital Management LLC lifted its stake in shares of Fold by 50.7% during the 3rd quarter. Union Square Park Capital Management LLC now owns 89,130 shares of the company’s stock worth $344,000 after purchasing an additional 29,974 shares during the period. 56.89% of the stock is currently owned by hedge funds and other institutional investors.

Key Headlines Impacting Fold

Here are the key news stories impacting Fold this week:

• Positive Sentiment: Product catalyst — Fold signaled an upcoming launch of a new credit card, which could expand revenue/rewards product offerings and drive user growth if adopted. Fold Holdings Signals Upcoming Launch of New Credit Card
• Positive Sentiment: Near‑term event risk/reward — Fold will report Q4 2025 results and host an earnings call on March 17, 2026, creating a clear catalyst that could move the stock depending on revenue, user metrics and guidance. Earnings release
• Positive Sentiment: Brand spillover — widespread press about foldable consumer devices has occasionally produced incidental search/brand awareness for the name “Fold,” a shallow marketing positive for a consumer‑facing fintech. Foldable device coverage
• Neutral Sentiment: Short‑interest data noisy — publicly posted short‑interest figures in feeds appear inconsistent (reported as 0 / NaN), creating information noise but not confirming meaningful short pressure.
• Neutral Sentiment: Non‑core coverage — local charity/brand stories (Folds of Honor events) and unrelated consumer electronics product rumors generate attention but are unlikely to move fundamentals. Folds of Honor event
• Negative Sentiment: Significant insider selling — multiple executives (CFO Wolfe Repass, CEO William Reeves and others) disclosed recent share sales across several days, reducing their holdings and signaling potential liquidity/valuation concerns to investors. CFO SEC filing CEO SEC filing
• Negative Sentiment: Technical weakness and low momentum — FLD trades below its 50‑ and 200‑day moving averages and near its one‑year low, which, combined with thin trading and concentrated insider selling, helps explain downward pressure on the stock.

Wall Street Analysts Forecast Growth

Several equities analysts have weighed in on the stock. Weiss Ratings restated a “sell (d)” rating on shares of Fold in a report on Thursday, January 22nd. HC Wainwright reissued a “buy” rating and set a $7.00 price objective on shares of Fold in a research note on Monday, February 9th. Finally, Wall Street Zen upgraded Fold from a “sell” rating to a “hold” rating in a research report on Sunday, November 30th. One research analyst has rated the stock with a Strong Buy rating, two have issued a Buy rating and one has issued a Sell rating to the stock. According to MarketBeat, Fold currently has a consensus rating of “Moderate Buy” and a consensus target price of $7.83.

About Fold

Fold, trading under the ticker FLD on the NASDAQ, is a financial technology company specializing in bitcoin rewards and cryptocurrency-based consumer products. The company’s core offering enables users to earn bitcoin on everyday purchases through a prepaid Visa debit card, converting traditional currency transactions into bitcoin rewards at no extra cost. By partnering with major payment networks and merchant platforms, Fold aims to bridge the gap between mainstream spending and digital asset adoption.

Beyond the debit card, Fold offers a mobile application that integrates with the Bitcoin Lightning Network to facilitate faster and more cost-efficient transactions.