Heritage Financial Group (NASDAQ: HBOS) is one of 201 public companies in the “Commercial Banks” industry, but how does it compare to its competitors? We will compare Heritage Financial Group to similar businesses based on the strength of its institutional ownership, risk, profitability, dividends, analyst recommendations, valuation and earnings.

Analyst Recommendations

This is a summary of current recommendations and price targets for Heritage Financial Group and its competitors, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Heritage Financial Group 0 0 0 0 N/A
Heritage Financial Group Competitors 433 3068 2464 82 2.36

As a group, “Commercial Banks” companies have a potential upside of 4.52%. Given Heritage Financial Group’s competitors higher probable upside, analysts clearly believe Heritage Financial Group has less favorable growth aspects than its competitors.

Valuation & Earnings

This table compares Heritage Financial Group and its competitors top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Heritage Financial Group N/A N/A 25.36
Heritage Financial Group Competitors $338.81 million $71.86 million 22.13

Heritage Financial Group’s competitors have higher revenue and earnings than Heritage Financial Group. Heritage Financial Group is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Institutional and Insider Ownership

46.9% of shares of all “Commercial Banks” companies are owned by institutional investors. 11.7% of shares of all “Commercial Banks” companies are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares Heritage Financial Group and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Heritage Financial Group 12.90% 9.62% 0.89%
Heritage Financial Group Competitors 20.60% 8.71% 0.93%

Volatility and Risk

Heritage Financial Group has a beta of 0.66, indicating that its share price is 34% less volatile than the S&P 500. Comparatively, Heritage Financial Group’s competitors have a beta of 0.74, indicating that their average share price is 26% less volatile than the S&P 500.

Summary

Heritage Financial Group competitors beat Heritage Financial Group on 7 of the 9 factors compared.

Heritage Financial Group Company Profile

Heritage Financial Group, Inc. (Heritage) is a bank holding company. Heritage conducts commercial banking, retail banking, mortgage banking and wealth management activities through its wholly owned subsidiary, HeritageBank of the South (the Bank). As of December 31, 2014, the Bank operated in Georgia, Florida and Alabama through 36 banking locations, 21 mortgage offices, and 5 investment offices. The Bank provides credit based products, deposit accounts, corporate cash management, investment support and other services to commercial and retail clients. As of December 31, 2014, the Company had total assets of $1.7 billion. The Company offers various types of loans, including, residential real estate loans; commercial real estate loans; construction and land loans; commercial and industrial loans, and consumer and other loans.

Receive News & Ratings for Heritage Financial Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Heritage Financial Group and related companies with MarketBeat.com's FREE daily email newsletter.