Head-To-Head Review: Webull (NASDAQ:BULL) & Chicago Atlantic Real Estate Finance (NASDAQ:REFI)

Chicago Atlantic Real Estate Finance (NASDAQ:REFI) and Webull (NASDAQ:BULL) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, institutional ownership, earnings, profitability and risk.

Institutional and Insider Ownership

25.5% of Chicago Atlantic Real Estate Finance shares are held by institutional investors. Comparatively, 92.5% of Webull shares are held by institutional investors. 8.3% of Chicago Atlantic Real Estate Finance shares are held by insiders. Comparatively, 35.0% of Webull shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Volatility & Risk

Chicago Atlantic Real Estate Finance has a beta of 0.25, indicating that its stock price is 75% less volatile than the S&P 500. Comparatively, Webull has a beta of 0.6, indicating that its stock price is 40% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Chicago Atlantic Real Estate Finance and Webull, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Chicago Atlantic Real Estate Finance	0	2	0	1	2.67
Webull	1	1	2	1	2.60

Chicago Atlantic Real Estate Finance presently has a consensus target price of $14.00, suggesting a potential upside of 17.06%. Webull has a consensus target price of $13.00, suggesting a potential upside of 84.92%. Given Webull’s higher possible upside, analysts plainly believe Webull is more favorable than Chicago Atlantic Real Estate Finance.

Profitability

This table compares Chicago Atlantic Real Estate Finance and Webull’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Chicago Atlantic Real Estate Finance	55.54%	11.92%	8.46%
Webull	4.34%	34.33%	1.47%

Valuation & Earnings

This table compares Chicago Atlantic Real Estate Finance and Webull”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Chicago Atlantic Real Estate Finance	$55.39 million	4.58	$36.01 million	$1.68	7.12
Webull	$571.00 million	6.55	$24.77 million	($1.18)	-5.96

Chicago Atlantic Real Estate Finance has higher earnings, but lower revenue than Webull. Webull is trading at a lower price-to-earnings ratio than Chicago Atlantic Real Estate Finance, indicating that it is currently the more affordable of the two stocks.

Summary

Webull beats Chicago Atlantic Real Estate Finance on 8 of the 14 factors compared between the two stocks.

About Chicago Atlantic Real Estate Finance

Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States. The company engages in originating, structuring, and investing in first mortgage loans and alternative structured financings secured by commercial real estate properties. Its portfolio primarily includes offers senior loans to state-licensed operators in the cannabis industry. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Chicago Atlantic Real Estate Finance, Inc. was incorporated in 2021 and is headquartered in Chicago, Illinois.

About Webull

Webull Corp. engages in the provision of financial services. It offers trading, wealth management product distribution, market data and information, user community, and investor education. The company was founded by An Quan Wang in 2016 and is headquartered in St. Petersburg, FL.