Head to Head Review: Inter & Co. Inc. (INTR) vs. The Competition

Inter & Co. Inc. (NASDAQ:INTR) is one of 920 public companies in the “Banks” industry, but how does it contrast to its rivals? We will compare Inter & Co. Inc. to similar companies based on the strength of its valuation, risk, analyst recommendations, dividends, profitability, earnings and institutional ownership.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Inter & Co. Inc. and its rivals, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Inter & Co. Inc.	1	3	3	0	2.29
Inter & Co. Inc. Competitors	7449	30129	27677	1445	2.35

Inter & Co. Inc. currently has a consensus price target of $9.30, suggesting a potential upside of 123.02%. As a group, “Banks” companies have a potential upside of 14.87%. Given Inter & Co. Inc.’s higher possible upside, analysts clearly believe Inter & Co. Inc. is more favorable than its rivals.

Dividends

Inter & Co. Inc. pays an annual dividend of $0.11 per share and has a dividend yield of 2.6%. Inter & Co. Inc. pays out 16.7% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.2% and pay out 29.0% of their earnings in the form of a dividend.

Valuation and Earnings

This table compares Inter & Co. Inc. and its rivals top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Inter & Co. Inc.	$9.64 billion	$235.05 million	6.32
Inter & Co. Inc. Competitors	$251.01 billion	$2.41 billion	19.20

Inter & Co. Inc.’s rivals have higher revenue and earnings than Inter & Co. Inc.. Inter & Co. Inc. is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Institutional & Insider Ownership

22.9% of Inter & Co. Inc. shares are held by institutional investors. Comparatively, 47.8% of shares of all “Banks” companies are held by institutional investors. 9.8% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Profitability

This table compares Inter & Co. Inc. and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Inter & Co. Inc.	11.23%	14.94%	1.57%
Inter & Co. Inc. Competitors	15.24%	9.38%	0.92%

Risk and Volatility

Inter & Co. Inc. has a beta of 0.94, suggesting that its stock price is 6% less volatile than the S&P 500. Comparatively, Inter & Co. Inc.’s rivals have a beta of 0.52, suggesting that their average stock price is 48% less volatile than the S&P 500.

Summary

Inter & Co. Inc. rivals beat Inter & Co. Inc. on 9 of the 15 factors compared.

Inter & Co. Inc. Company Profile

Inter & Co., Inc. Is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Banking, Securities, Insurance Brokerage, Marketplace, Asset Management, Service, and Other. The Banking segment offers checking accounts cards, deposits, loans and advances, and other services through mobile application. The Securities segment is involved in the acquisition, sale and custody of securities, the structuring and distribution of securities in the capital market, and the provision of administration services to investment funds. The Insurance Brokerage segment includes insurance products underwritten by insurance companies, such as warranties, life, property and automobile insurance, and pension products, as well as consortium products provided by a third party. The Marketplace segment operates a digital platform, which offers goods and services to its customers. The Asset Management segment is composed of the operations related to the management of fund portfolios and other assets. The Service segment consists of collection and management of personal information, development and licensing of customized computer programs, development and licensing of non-customized computer programs and technical support, maintenance, and other information technology services. The company was founded on January 26, 2021 and is headquartered in Belo Horizonte, Brazil.