Head to Head Comparison: Omni Financial Services (OTCMKTS:OFSI) and Stock Yards Bancorp (NASDAQ:SYBT)

Omni Financial Services (OTCMKTS:OFSI) and Stock Yards Bancorp (NASDAQ:SYBT) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, analyst recommendations, profitability, earnings, risk, institutional ownership and valuation.

Profitability

This table compares Omni Financial Services and Stock Yards Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Omni Financial Services	N/A	N/A	N/A
Stock Yards Bancorp	23.34%	13.02%	1.41%

Earnings and Valuation

This table compares Omni Financial Services and Stock Yards Bancorp”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Omni Financial Services	N/A	N/A	N/A	N/A	N/A
Stock Yards Bancorp	$508.11 million	4.82	$114.54 million	$4.14	20.07

Stock Yards Bancorp has higher revenue and earnings than Omni Financial Services.

Institutional and Insider Ownership

56.5% of Stock Yards Bancorp shares are held by institutional investors. 3.4% of Stock Yards Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Analyst Ratings

This is a summary of recent ratings and target prices for Omni Financial Services and Stock Yards Bancorp, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Omni Financial Services	0	0	0	0	0.00
Stock Yards Bancorp	0	4	0	0	2.00

Stock Yards Bancorp has a consensus price target of $77.25, suggesting a potential downside of 7.04%. Given Omni Financial Services’ higher possible upside, equities research analysts clearly believe Omni Financial Services is more favorable than Stock Yards Bancorp.

Risk and Volatility

Omni Financial Services has a beta of 3.89, suggesting that its stock price is 289% more volatile than the S&P 500. Comparatively, Stock Yards Bancorp has a beta of 0.72, suggesting that its stock price is 28% less volatile than the S&P 500.

Summary

Stock Yards Bancorp beats Omni Financial Services on 7 of the 9 factors compared between the two stocks.

About Omni Financial Services

OMNI Financial Services, Inc. provides various financial products and services to individuals, professionals, and business owners. The company offers deferred annuities, fixed annuities, and immediate annuities; and group medical, key employee, survivor life, disability, fixed life, long term care, and term life insurance products. It also provides college funding, retirement, and estate planning services. The company was founded in 1976 and is headquartered in Fort Myers, Florida.

About Stock Yards Bancorp

Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers a range of loan and deposit products to individual consumers and businesses in all its markets through retail lending, mortgage banking, deposit services, online banking, mobile banking, private banking, commercial lending, commercial real estate lending, leasing, treasury management services, merchant services, international banking, correspondent banking, and other banking services. This segment also provides securities brokerage services through an arrangement with a third party broker-dealer. The WM&T segment provides investment management, financial and retirement planning, and trust and estate services, as well as retirement plan management for businesses and corporations. It provides services in Louisville, central, eastern, and northern Kentucky, as well as Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets. The company was founded in 1904 and is headquartered in Louisville, Kentucky.