Head to Head Comparison: Everest Group (NYSE:EG) and International General Insurance (NASDAQ:IGIC)

Everest Group (NYSE:EG) and International General Insurance (NASDAQ:IGIC) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, analyst recommendations, institutional ownership, risk, valuation, profitability and dividends.

Risk and Volatility

Everest Group has a beta of 0.31, suggesting that its stock price is 69% less volatile than the S&P 500. Comparatively, International General Insurance has a beta of 0.12, suggesting that its stock price is 88% less volatile than the S&P 500.

Insider & Institutional Ownership

92.6% of Everest Group shares are owned by institutional investors. Comparatively, 54.2% of International General Insurance shares are owned by institutional investors. 0.7% of Everest Group shares are owned by insiders. Comparatively, 20.1% of International General Insurance shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Dividends

Everest Group pays an annual dividend of $8.00 per share and has a dividend yield of 2.4%. International General Insurance pays an annual dividend of $0.30 per share and has a dividend yield of 1.2%. Everest Group pays out 16.3% of its earnings in the form of a dividend. International General Insurance pays out 10.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Everest Group has raised its dividend for 1 consecutive years and International General Insurance has raised its dividend for 2 consecutive years.

Profitability

This table compares Everest Group and International General Insurance’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Everest Group	11.76%	14.70%	3.63%
International General Insurance	23.68%	17.68%	5.67%

Earnings & Valuation

This table compares Everest Group and International General Insurance”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Everest Group	$17.50 billion	0.76	$1.59 billion	$49.17	6.80
International General Insurance	$516.90 million	2.12	$127.15 million	$2.77	9.25

Everest Group has higher revenue and earnings than International General Insurance. Everest Group is trading at a lower price-to-earnings ratio than International General Insurance, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of recent recommendations and price targets for Everest Group and International General Insurance, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Everest Group	0	12	5	0	2.29
International General Insurance	0	0	2	0	3.00

Everest Group presently has a consensus target price of $373.73, indicating a potential upside of 11.73%. International General Insurance has a consensus target price of $28.00, indicating a potential upside of 9.33%. Given Everest Group’s higher possible upside, analysts clearly believe Everest Group is more favorable than International General Insurance.

Summary

International General Insurance beats Everest Group on 9 of the 17 factors compared between the two stocks.

About Everest Group

Everest Group, Ltd., through its subsidiaries, provides reinsurance and insurance products in the United States, Europe, and internationally. The company operates through two segment, Insurance and Reinsurance. The Reinsurance segment writes property and casualty reinsurance; and specialty lines of business through reinsurance brokers, as well as directly with ceding companies in the United States, Bermuda, Ireland, Canada, Singapore, Switzerland, and the United Kingdom. The Insurance Operations segment writes property and casualty insurance directly, as well as through brokers, surplus lines, and general agents in the United States, Bermuda, Canada, Europe, South America, Singapore, France, Germany, Spain, Canada, Chile, the United Kingdom, Ireland, and the Netherlands. The company also provides treaty and facultative reinsurance products; admitted and non-admitted insurance products; and accident and health, specialty underwriters, eversports and entertainment, and surety and credit, marine and aviation, as well as structured and property hybrid solutions. In addition, it offers commercial property and casualty insurance products through wholesale and retail brokers, surplus lines brokers, and program administrators. The company was formerly known as Everest Re Group, Ltd. and changed its name to Everest Group, Ltd. in July 2023.Everest Group, Ltd., was founded in 1973 and is headquartered in Hamilton, Bermuda.

About International General Insurance

International General Insurance Holdings Ltd. engages in the provision of specialty insurance and reinsurance solutions worldwide. The company operates through three segments: Specialty Long-tail, Specialty Short-tail, and Reinsurance. It is involved in underwriting a portfolio of specialty risks, including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, motor, marine liability, contingency, marine, treaty, and casualty insurance and reinsurance. The company was founded in 2001 and is based in Amman, Jordan.