Hamilton Insurance Group (NYSE:HG) & Fidelity National Financial (NYSE:FNF) Financial Contrast

Hamilton Insurance Group (NYSE:HG) and Fidelity National Financial (NYSE:FNF) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, analyst recommendations, earnings, institutional ownership, valuation, dividends and profitability.

Risk & Volatility

Hamilton Insurance Group has a beta of 0.44, meaning that its share price is 56% less volatile than the S&P 500. Comparatively, Fidelity National Financial has a beta of 0.96, meaning that its share price is 4% less volatile than the S&P 500.

Insider and Institutional Ownership

29.2% of Hamilton Insurance Group shares are owned by institutional investors. Comparatively, 81.2% of Fidelity National Financial shares are owned by institutional investors. 3.0% of Hamilton Insurance Group shares are owned by company insiders. Comparatively, 5.7% of Fidelity National Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Profitability

This table compares Hamilton Insurance Group and Fidelity National Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hamilton Insurance Group	21.73%	23.19%	6.74%
Fidelity National Financial	5.10%	15.49%	1.29%

Earnings & Valuation

This table compares Hamilton Insurance Group and Fidelity National Financial”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hamilton Insurance Group	$2.91 billion	1.05	$576.67 million	$6.11	5.05
Fidelity National Financial	$14.45 billion	0.89	$602.00 million	$2.74	17.40

Fidelity National Financial has higher revenue and earnings than Hamilton Insurance Group. Hamilton Insurance Group is trading at a lower price-to-earnings ratio than Fidelity National Financial, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a breakdown of recent ratings and price targets for Hamilton Insurance Group and Fidelity National Financial, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hamilton Insurance Group	0	2	6	1	2.89
Fidelity National Financial	1	2	2	0	2.20

Hamilton Insurance Group presently has a consensus price target of $34.00, suggesting a potential upside of 10.15%. Fidelity National Financial has a consensus price target of $56.25, suggesting a potential upside of 17.96%. Given Fidelity National Financial’s higher probable upside, analysts plainly believe Fidelity National Financial is more favorable than Hamilton Insurance Group.

Summary

Hamilton Insurance Group beats Fidelity National Financial on 8 of the 15 factors compared between the two stocks.

About Hamilton Insurance Group

Hamilton Insurance Group, Ltd., through its subsidiaries, provides underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial lines, marine and energy, and multiline specialty. In addition, it offers accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, management liability, medical professionals, general liability, products liability and contractors, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.

About Fidelity National Financial

Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. The company operates through Title, F&G, and Corporate and Other segments. It offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty products. The company also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, it offers annuity and life insurance products, such as deferred and immediate annuities, as well as indexed universal life insurance products; and funding agreements and pension risk transfer (PRT) solutions. Further, the company engages in the real estate brokerage business. Fidelity National Financial, Inc. was incorporated in 2005 and is headquartered in Jacksonville, Florida.