Flywire (NASDAQ:FLYW) vs. Bentley Systems (NASDAQ:BSY) Head to Head Contrast

Flywire (NASDAQ:FLYW) and Bentley Systems (NASDAQ:BSY) are both computer and technology companies, but which is the better investment? We will contrast the two businesses based on the strength of their dividends, profitability, institutional ownership, earnings, valuation, risk and analyst recommendations.

Insider & Institutional Ownership

95.9% of Flywire shares are held by institutional investors. Comparatively, 44.2% of Bentley Systems shares are held by institutional investors. 4.4% of Flywire shares are held by company insiders. Comparatively, 20.6% of Bentley Systems shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Profitability

This table compares Flywire and Bentley Systems’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Flywire	-0.42%	0.80%	0.56%
Bentley Systems	18.45%	28.16%	9.25%

Risk and Volatility

Flywire has a beta of 1.28, indicating that its stock price is 28% more volatile than the S&P 500. Comparatively, Bentley Systems has a beta of 1.21, indicating that its stock price is 21% more volatile than the S&P 500.

Analyst Ratings

This is a summary of recent ratings for Flywire and Bentley Systems, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Flywire	2	8	6	0	2.25
Bentley Systems	1	4	8	0	2.54

Flywire presently has a consensus price target of $15.73, indicating a potential upside of 24.85%. Bentley Systems has a consensus price target of $53.00, indicating a potential upside of 50.91%. Given Bentley Systems’ stronger consensus rating and higher probable upside, analysts clearly believe Bentley Systems is more favorable than Flywire.

Earnings & Valuation

This table compares Flywire and Bentley Systems”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Flywire	$492.14 million	3.13	$2.90 million	($0.02)	-630.00
Bentley Systems	$1.35 billion	7.58	$234.70 million	$0.84	41.81

Bentley Systems has higher revenue and earnings than Flywire. Flywire is trading at a lower price-to-earnings ratio than Bentley Systems, indicating that it is currently the more affordable of the two stocks.

Summary

Bentley Systems beats Flywire on 12 of the 14 factors compared between the two stocks.

About Flywire

Flywire Corporation, together with its subsidiaries, operates as a payments enablement and software company in the United States and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company’s platform facilitates payment flows across multiple currencies, payment types, and payment options, as well as provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.

About Bentley Systems

Bentley Systems, Incorporated, together with its subsidiaries, provides infrastructure engineering software solutions in the Americas, Europe, the Middle East, Africa, and the Asia-Pacific. The company offers open modeling engineering applications, such as MicroStation, OpenBridge, OpenBuildings, OpenCities, OpenComms, OpenFlows, OpenPlant, OpenRail, OpenRoads, OpenSite, OpenTower, OpenTunnel, OpenUtilities, and OpenWindowPower; and open simulation engineering applications, including ADINA, AutoPIPE, CUBE, DYNAMEQ, EMME, LEGION, Power Line Systems, RAM, SACS, SPIDA, and STAAD; and geoprofessional applications for modeling and simulation of near and deep subsurface conditions, including AGS, Central, GeoStudio, Imago, Leapfrog, MX Deposit, Oasis montaj, OpenGround, and PLAXIS. It also provides infrastructure cloud applications, such as ProjectWise, SYNCHRO, and AssetWise, as well as iTwin platform that enables users to create and curate cloud native 4D/5D digital representations of physical infrastructure assets consisting of iTwin Capture, iTwin Experience, and iTwin IoT platforms. The company serves civil, structural, geotechnical, subsurface, process engineers, architects, geospatial professionals, city and regional planners, contractors, fabricators, and operations and maintenance engineers. Bentley Systems, Incorporated was incorporated in 1984 and is headquartered in Exton, Pennsylvania.