Flywire (NASDAQ:FLYW) Issues Earnings Results, Beats Estimates By $0.07 EPS

Flywire (NASDAQ:FLYW) issued its quarterly earnings data on Tuesday. The company reported $0.10 earnings per share for the quarter, beating analysts’ consensus estimates of $0.03 by $0.07, FiscalAI reports. The company had revenue of $184.00 million for the quarter, compared to the consensus estimate of $170.24 million. Flywire had a net margin of 2.17% and a return on equity of 2.76%. The firm’s revenue for the quarter was up 40.9% compared to the same quarter last year. During the same quarter in the prior year, the firm earned ($0.03) earnings per share.

Here are the key takeaways from Flywire’s conference call:

• Q1 beat and upgraded guidance — Flywire reported revenue of $184M (up 43% spot / 37% FX‑neutral), adjusted EBITDA of $39M (21.4% margin), raised full‑year revenue and EBITDA guidance, and announced an accelerated share repurchase program of up to $50M on top of prior buybacks.
• Education expansion and SFS traction — Non‑Big Four education revenue grew >40% YoY, >60% of new education clients were outside the Big Four, and Flywire signed large Student Financial Software deals (e.g., Cornell, Penn State) that support long‑term land‑and‑expand volume capture.
• Sertifi/hospitality and travel monetization — Integration of Sertifi is accelerating payment attachment and TPV growth in hospitality (strong Q1 contribution), with Flywire estimating ~$2.5B of incremental addressable volume within existing U.S. hospitality clients and a prioritized international rollout.
• AI and digital transformation driving efficiency — Management reported ~40% of customer inquiries auto‑resolved and ~30% lower support handling time, plus faster onboarding and expected productivity gains from a companywide data/AI program that should lower the structural cost of scale.
• Near‑term margin mix pressure — Adjusted gross margin declined ~400 bps driven mainly by mix (ramp of Cleveland Clinic and B2B invoice processing) and FX effects; management describes these as temporary ramps that should largely normalize by end of 2026, but they compress near‑term margins.

Flywire Stock Performance

Shares of NASDAQ FLYW traded up $2.27 during midday trading on Wednesday, reaching $16.80. The stock had a trading volume of 2,287,253 shares, compared to its average volume of 1,678,015. The stock has a 50-day moving average of $12.57 and a 200-day moving average of $13.12. The company has a market capitalization of $2.04 billion, a price-to-earnings ratio of 166.81, a price-to-earnings-growth ratio of 1.19 and a beta of 1.30. Flywire has a 12-month low of $9.79 and a 12-month high of $16.93.

Flywire News Summary

Here are the key news stories impacting Flywire this week:

• Positive Sentiment: Q1 beat — Flywire reported revenue growth of roughly 41% YoY and EPS of $0.10, topping estimates and citing new client wins across verticals. This is the primary catalyst behind the stock jump. GlobeNewswire: Q1 Results
• Positive Sentiment: Share-buyback boost — Management launched an accelerated share repurchase program for up to $50 million, which reduces share count and signals confidence from the board. MSN: ASR and Guidance
• Positive Sentiment: Analyst upgrade/target raise — BTIG bumped its price target to $20 and issued a Buy, implying meaningful upside vs. recent levels and supporting momentum. Benzinga: BTIG Raise
• Neutral Sentiment: Updated guidance — Flywire provided Q2 revenue guidance of roughly $147.4M–$154.9M (vs. consensus ~$152.5M) and FY revenue range of about $711.7M–$747.8M (vs. consensus ~$726.1M); investors will watch execution against these ranges. MarketBeat: Guidance & Slides
• Neutral Sentiment: Earnings call detail — Full Q1 earnings call transcript and slide deck are available for deeper read on client wins, margins and product traction. Seeking Alpha: Call Transcript
• Negative Sentiment: Cash flow and margin watchers — Quiver/filings show operating cash flow was negative in the quarter and some profitability line items were pressured YoY; sustainable margin improvement and cash generation remain risks to validate the valuation. Seeking Alpha / Quiver data
• Negative Sentiment: Insider selling activity — Recent insider sales (reported in summaries) could be perceived as a mild negative signal; monitor insider trends. Quiver: Insider & Financial Snapshot

Analyst Upgrades and Downgrades

FLYW has been the topic of a number of research analyst reports. Morgan Stanley restated an “overweight” rating on shares of Flywire in a research report on Wednesday. Stephens raised shares of Flywire from an “equal weight” rating to an “overweight” rating and upped their target price for the company from $17.00 to $19.00 in a report on Friday, January 16th. Royal Bank Of Canada upped their target price on shares of Flywire from $18.00 to $20.00 and gave the company an “outperform” rating in a report on Wednesday, February 25th. The Goldman Sachs Group reaffirmed a “neutral” rating and set a $17.00 target price on shares of Flywire in a report on Wednesday. Finally, BTIG Research upped their target price on shares of Flywire from $17.00 to $20.00 and gave the company a “buy” rating in a report on Wednesday. Eight research analysts have rated the stock with a Buy rating, six have given a Hold rating and one has given a Sell rating to the company’s stock. According to data from MarketBeat, the stock presently has an average rating of “Hold” and an average target price of $17.00.

Insiders Place Their Bets

In other news, major shareholder Voss Capital, Lp acquired 25,000 shares of Flywire stock in a transaction dated Friday, February 13th. The stock was purchased at an average cost of $10.99 per share, with a total value of $274,750.00. Following the completion of the purchase, the insider directly owned 2,300,000 shares in the company, valued at approximately $25,277,000. This trade represents a 1.10% increase in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this hyperlink. Also, General Counsel Peter Butterfield sold 9,009 shares of the stock in a transaction on Thursday, March 5th. The stock was sold at an average price of $13.05, for a total transaction of $117,567.45. Following the completion of the sale, the general counsel directly owned 532,962 shares of the company’s stock, valued at approximately $6,955,154.10. This trade represents a 1.66% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Corporate insiders own 4.40% of the company’s stock.

Institutional Inflows and Outflows

A number of large investors have recently added to or reduced their stakes in FLYW. Global Retirement Partners LLC purchased a new position in Flywire during the fourth quarter valued at $32,000. Daiwa Securities Group Inc. grew its stake in Flywire by 78.4% during the second quarter. Daiwa Securities Group Inc. now owns 5,681 shares of the company’s stock valued at $66,000 after acquiring an additional 2,497 shares in the last quarter. Royal Bank of Canada grew its stake in Flywire by 13.6% during the fourth quarter. Royal Bank of Canada now owns 9,025 shares of the company’s stock valued at $128,000 after acquiring an additional 1,081 shares in the last quarter. Jain Global LLC purchased a new position in Flywire during the fourth quarter valued at $142,000. Finally, Arrowstreet Capital Limited Partnership purchased a new position in Flywire during the second quarter valued at $119,000. 95.90% of the stock is owned by hedge funds and other institutional investors.

Flywire Company Profile

Flywire Corp (NASDAQ: FLYW) is a global payments enablement and software company that specializes in facilitating complex cross-border transactions. Its cloud-based platform streamlines receivables and payer workflows across key verticals including education, healthcare, travel and hospitality, and commercial services. Flywire’s technology integrates with institutional systems to automate payment posting, reconciliation and reporting, aiming to improve the payer experience and accelerate cash flow for its clients.

Founded in 2009 by entrepreneur Iker Marcaide as peerTransfer, the company rebranded as Flywire in 2015.