First Defiance Financial Corp. (NASDAQ: FDEF) is one of 326 public companies in the “Banks” industry, but how does it compare to its competitors? We will compare First Defiance Financial Corp. to similar companies based on the strength of its earnings, analyst recommendations, institutional ownership, profitability, dividends, risk and valuation.

Risk & Volatility

First Defiance Financial Corp. has a beta of 0.92, indicating that its share price is 8% less volatile than the S&P 500. Comparatively, First Defiance Financial Corp.’s competitors have a beta of 0.78, indicating that their average share price is 22% less volatile than the S&P 500.

Dividends

First Defiance Financial Corp. pays an annual dividend of $1.00 per share and has a dividend yield of 1.9%. First Defiance Financial Corp. pays out 33.9% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.0% and pay out 37.0% of their earnings in the form of a dividend.

Valuation & Earnings

This table compares First Defiance Financial Corp. and its competitors gross revenue, earnings per share (EPS) and valuation.

Gross Revenue EBITDA Price/Earnings Ratio
First Defiance Financial Corp. $121.81 million N/A 18.09
First Defiance Financial Corp. Competitors N/A N/A 18.91

First Defiance Financial Corp. is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Analyst Recommendations

This is a summary of current recommendations and price targets for First Defiance Financial Corp. and its competitors, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Defiance Financial Corp. 0 1 1 0 2.50
First Defiance Financial Corp. Competitors 2632 9040 8579 395 2.33

First Defiance Financial Corp. currently has a consensus price target of $54.50, suggesting a potential upside of 2.10%. As a group, “Banks” companies have a potential downside of 6.13%. Given First Defiance Financial Corp.’s stronger consensus rating and higher probable upside, research analysts clearly believe First Defiance Financial Corp. is more favorable than its competitors.

Profitability

This table compares First Defiance Financial Corp. and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
First Defiance Financial Corp. 20.85% 9.35% 1.13%
First Defiance Financial Corp. Competitors 18.80% 8.82% 0.93%

Insider and Institutional Ownership

63.9% of First Defiance Financial Corp. shares are owned by institutional investors. Comparatively, 52.5% of shares of all “Banks” companies are owned by institutional investors. 3.4% of First Defiance Financial Corp. shares are owned by company insiders. Comparatively, 10.5% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

First Defiance Financial Corp. beats its competitors on 10 of the 14 factors compared.

About First Defiance Financial Corp.

First Defiance Financial Corp. is a unitary thrift holding company that focuses on traditional banking and property and casualty, life and group health insurance products. The Company operates through its subsidiaries, First Federal Bank of the Midwest (First Federal or the Bank), First Insurance Group of the Midwest, Inc. (First Insurance) and First Defiance Risk Management Inc. (First Defiance Risk Management). First Federal is a federally chartered stock savings bank. First Federal’s banking activities include originating and servicing residential, commercial, and consumer loans, and providing a range of depository, trust and wealth management services. First Insurance offers property and casualty, and group health and life insurance products. First Defiance Risk Management is an insurance company subsidiary of the Company to insure the Company and its subsidiaries against certain risks to the operations of the Company.

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