First Citizens BancShares (NASDAQ:FCNCA) Shares Gap Down – Here’s What Happened

First Citizens BancShares, Inc. (NASDAQ:FCNCA) shares gapped down before the market opened on Friday . The stock had previously closed at $2,203.53, but opened at $2,087.81. First Citizens BancShares shares last traded at $2,059.8950, with a volume of 42,435 shares trading hands.

First Citizens BancShares News Roundup

Here are the key news stories impacting First Citizens BancShares this week:

• Positive Sentiment: Q4 results materially beat estimates — adjusted EPS of $51.27 versus consensus near $44.2 and revenue of $2.25B roughly in line with forecasts; margin and ROE metrics remained solid, supporting the beat. First Citizens BancShares Reports Fourth Quarter 2025 Earnings
• Positive Sentiment: The board declared a meaningful quarterly common dividend of $2.10 per share (record Feb. 27, payable Mar. 16), which is supportive for income-focused investors and signals confidence in cash flow. First Citizens BancShares Declares Dividends
• Neutral Sentiment: Analysts and market write-ups emphasized the beat but noted underlying metric comparisons (year‑ago EPS, margins, and model assumptions) that investors should parse for sustainability; some analysts had trimmed forecasts ahead of the print. Zacks: Key Metrics Versus Estimates
• Negative Sentiment: Despite the upside surprise and dividend, the shares fell today — likely driven by near-term profit-taking after a strong multi‑month run, valuation digestion (P/E ~12 but high absolute price), and broader market/financial-sector moves rather than company-specific weakness. Investors should watch guidance/comments from management on margin drivers and credit trends for direction. MarketBeat: FCNCA Stock Profile

Analysts Set New Price Targets

A number of equities analysts recently issued reports on FCNCA shares. JPMorgan Chase & Co. increased their target price on shares of First Citizens BancShares from $2,300.00 to $2,500.00 and gave the company an “overweight” rating in a research report on Tuesday, December 16th. Barclays increased their price objective on shares of First Citizens BancShares from $2,190.00 to $2,456.00 and gave the company an “equal weight” rating in a report on Monday, January 5th. Keefe, Bruyette & Woods lowered their price objective on shares of First Citizens BancShares from $2,100.00 to $2,050.00 and set an “outperform” rating on the stock in a research note on Friday, October 24th. The Goldman Sachs Group downgraded First Citizens BancShares from a “buy” rating to a “hold” rating and set a $2,300.00 target price for the company. in a research report on Tuesday, January 6th. Finally, Truist Financial increased their price target on First Citizens BancShares from $2,000.00 to $2,050.00 and gave the company a “hold” rating in a research note on Tuesday, October 28th. One equities research analyst has rated the stock with a Strong Buy rating, five have given a Buy rating and six have given a Hold rating to the company. According to data from MarketBeat.com, First Citizens BancShares presently has an average rating of “Moderate Buy” and an average price target of $2,250.55.

First Citizens BancShares Stock Down 9.5%

The company has a debt-to-equity ratio of 1.81, a current ratio of 1.03 and a quick ratio of 1.03. The stock has a market capitalization of $24.81 billion, a P/E ratio of 11.79 and a beta of 0.69. The stock’s fifty day moving average is $2,055.25 and its two-hundred day moving average is $1,954.09.

First Citizens BancShares (NASDAQ:FCNCA) last announced its quarterly earnings data on Friday, January 23rd. The bank reported $51.27 EPS for the quarter, beating analysts’ consensus estimates of $44.24 by $7.03. The company had revenue of $2.25 billion during the quarter, compared to the consensus estimate of $2.24 billion. First Citizens BancShares had a return on equity of 11.09% and a net margin of 15.99%. As a group, research analysts predict that First Citizens BancShares, Inc. will post 167.59 earnings per share for the current fiscal year.

Insider Buying and Selling at First Citizens BancShares

In related news, Director Ellen R. Alemany purchased 300 shares of the company’s stock in a transaction that occurred on Thursday, November 13th. The shares were purchased at an average price of $1,000.00 per share, with a total value of $300,000.00. Following the purchase, the director owned 300 shares of the company’s stock, valued at $300,000. This trade represents a ∞ increase in their position. The acquisition was disclosed in a document filed with the SEC, which is available at the SEC website. Also, CEO Frank B. Holding, Jr. acquired 135 shares of the business’s stock in a transaction on Wednesday, November 26th. The shares were bought at an average price of $1,629.67 per share, for a total transaction of $220,005.45. Following the acquisition, the chief executive officer owned 2,527 shares in the company, valued at approximately $4,118,176.09. This trade represents a 5.64% increase in their position. Additional details regarding this purchase are available in the official SEC disclosure. Corporate insiders own 13.40% of the company’s stock.

Institutional Investors Weigh In On First Citizens BancShares

A number of institutional investors have recently bought and sold shares of the business. SBI Securities Co. Ltd. purchased a new stake in shares of First Citizens BancShares in the third quarter worth approximately $27,000. UMB Bank n.a. increased its stake in First Citizens BancShares by 100.0% in the 3rd quarter. UMB Bank n.a. now owns 16 shares of the bank’s stock valued at $29,000 after buying an additional 8 shares during the period. Steph & Co. purchased a new stake in First Citizens BancShares in the 3rd quarter worth approximately $32,000. Root Financial Partners LLC acquired a new stake in shares of First Citizens BancShares during the 3rd quarter valued at $32,000. Finally, Harbor Investment Advisory LLC boosted its stake in shares of First Citizens BancShares by 150.0% during the 4th quarter. Harbor Investment Advisory LLC now owns 15 shares of the bank’s stock valued at $32,000 after buying an additional 9 shares during the period. 78.01% of the stock is currently owned by institutional investors and hedge funds.

About First Citizens BancShares

First Citizens BancShares, Inc is the bank holding company for First Citizens Bank, a full‑service commercial bank headquartered in Raleigh, North Carolina. The company traces its roots to a community bank founded in 1898 and has grown into a diversified financial services organization that operates through its banking subsidiary to serve retail, commercial and institutional clients.

First Citizens offers a broad suite of banking products and services, including consumer and business deposit accounts, commercial and industrial lending, real estate and mortgage lending, treasury and cash management, and specialized lending solutions.