First Citizens BancShares (NASDAQ: FCNCA) is one of 331 public companies in the “Banks” industry, but how does it compare to its rivals? We will compare First Citizens BancShares to similar companies based on the strength of its profitability, institutional ownership, valuation, dividends, risk, earnings and analyst recommendations.

Risk and Volatility

First Citizens BancShares has a beta of 1.15, suggesting that its stock price is 15% more volatile than the S&P 500. Comparatively, First Citizens BancShares’ rivals have a beta of 0.79, suggesting that their average stock price is 21% less volatile than the S&P 500.

Profitability

This table compares First Citizens BancShares and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
First Citizens BancShares 20.60% 10.33% 0.95%
First Citizens BancShares Competitors 18.84% 8.83% 0.94%

Insider and Institutional Ownership

44.9% of First Citizens BancShares shares are owned by institutional investors. Comparatively, 52.4% of shares of all “Banks” companies are owned by institutional investors. 19.4% of First Citizens BancShares shares are owned by insiders. Comparatively, 10.5% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Analyst Recommendations

This is a summary of current ratings and price targets for First Citizens BancShares and its rivals, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Citizens BancShares 0 0 0 0 N/A
First Citizens BancShares Competitors 2098 8280 8378 324 2.36

As a group, “Banks” companies have a potential downside of 22.01%. Given First Citizens BancShares’ rivals higher probable upside, analysts clearly believe First Citizens BancShares has less favorable growth aspects than its rivals.

Dividends

First Citizens BancShares pays an annual dividend of $1.20 per share and has a dividend yield of 0.3%. First Citizens BancShares pays out 4.5% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 1.9% and pay out 34.0% of their earnings in the form of a dividend.

Earnings & Valuation

This table compares First Citizens BancShares and its rivals gross revenue, earnings per share and valuation.

Gross Revenue NetIncome Price/Earnings Ratio
First Citizens BancShares $1.47 billion $225.48 million 15.24
First Citizens BancShares Competitors $3.97 billion $518.19 million 18.85

First Citizens BancShares’ rivals have higher revenue and earnings than First Citizens BancShares. First Citizens BancShares is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

About First Citizens BancShares

First Citizens BancShares, Inc. (BancShares) is a holding company of First-Citizens Bank & Trust Company (FCB). As of December 31, 2016, BancShares operated in 21 states providing a range of financial services to individuals, businesses and professionals. FCB offers a range of retail and commercial banking services. Its loan services include various types of commercial, business and consumer lending. Its deposit services include checking, savings, money market and time deposit accounts. FCB also provides mortgage lending, a full-service trust department, wealth management services for businesses and individuals and other activities incidental to commercial banking. FCB’s subsidiaries, First Citizens Investor Services, Inc. and First Citizens Asset Management, Inc., provide various investment products, including annuities, discount brokerage services and third-party mutual funds to customers primarily through the bank’s branch network, as well as investment advisory services.

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