TriCo Bancshares (NASDAQ: TCBK) is one of 200 publicly-traded companies in the “Commercial Banks” industry, but how does it weigh in compared to its competitors? We will compare TriCo Bancshares to similar businesses based on the strength of its profitability, dividends, institutional ownership, analyst recommendations, earnings, risk and valuation.

Valuation & Earnings

This table compares TriCo Bancshares and its competitors revenue, earnings per share (EPS) and valuation.

Gross Revenue NetIncome Price/Earnings Ratio
TriCo Bancshares $218.27 million $44.81 million 19.01
TriCo Bancshares Competitors $343.38 million $72.34 million 21.07

TriCo Bancshares’ competitors have higher revenue and earnings than TriCo Bancshares. TriCo Bancshares is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Dividends

TriCo Bancshares pays an annual dividend of $0.68 per share and has a dividend yield of 1.7%. TriCo Bancshares pays out 31.6% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.9% and pay out 35.1% of their earnings in the form of a dividend.

Risk and Volatility

TriCo Bancshares has a beta of 0.92, suggesting that its stock price is 8% less volatile than the S&P 500. Comparatively, TriCo Bancshares’ competitors have a beta of 0.74, suggesting that their average stock price is 26% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent recommendations and price targets for TriCo Bancshares and its competitors, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
TriCo Bancshares 0 1 1 0 2.50
TriCo Bancshares Competitors 360 2857 2309 68 2.37

TriCo Bancshares currently has a consensus price target of $37.00, indicating a potential downside of 9.47%. As a group, “Commercial Banks” companies have a potential upside of 7.58%. Given TriCo Bancshares’ competitors higher possible upside, analysts clearly believe TriCo Bancshares has less favorable growth aspects than its competitors.

Institutional and Insider Ownership

68.6% of TriCo Bancshares shares are owned by institutional investors. Comparatively, 46.1% of shares of all “Commercial Banks” companies are owned by institutional investors. 9.1% of TriCo Bancshares shares are owned by company insiders. Comparatively, 11.7% of shares of all “Commercial Banks” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares TriCo Bancshares and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
TriCo Bancshares 21.87% 10.17% 1.10%
TriCo Bancshares Competitors 20.52% 8.70% 0.92%

Summary

TriCo Bancshares beats its competitors on 8 of the 15 factors compared.

About TriCo Bancshares

TriCo Bancshares is a bank holding company. The Company’s principal subsidiary is Tri Counties Bank, a California-chartered commercial bank (the Bank). The Bank offers banking services to retail customers and small to medium-sized businesses through 68 branch offices in Northern and Central California. As of December 31, 2016, the Bank was engaged in the general commercial banking business in 26 counties in Northern and Central California. The Bank operated from 58 traditional branches and 10 in-store branches, as of December 31, 2016. The Bank conducts a commercial banking business, including accepting demand, savings and time deposits and making commercial, real estate, and consumer loans. It also offers installment note collection, issues cashier’s checks, sells travelers checks and provides safe deposit boxes and other customary banking services.

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