Financial Analysis: Orion Digital (ORIO) & Its Competitors

Orion Digital (NASDAQ:ORIO) is one of 925 public companies in the “Banks” industry, but how does it weigh in compared to its peers? We will compare Orion Digital to related companies based on the strength of its profitability, analyst recommendations, valuation, risk, earnings, dividends and institutional ownership.

Earnings and Valuation

This table compares Orion Digital and its peers top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Orion Digital	$49.11 million	-$6.11 million	-1.96
Orion Digital Competitors	$9.83 billion	$2.39 billion	22.59

Orion Digital’s peers have higher revenue and earnings than Orion Digital. Orion Digital is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Institutional & Insider Ownership

14.8% of Orion Digital shares are owned by institutional investors. Comparatively, 47.4% of shares of all “Banks” companies are owned by institutional investors. 12.3% of Orion Digital shares are owned by company insiders. Comparatively, 9.9% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of current ratings and target prices for Orion Digital and its peers, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Orion Digital	1	1	0	0	1.50
Orion Digital Competitors	7351	29654	27060	1353	2.34

As a group, “Banks” companies have a potential upside of 9.05%. Given Orion Digital’s peers stronger consensus rating and higher probable upside, analysts plainly believe Orion Digital has less favorable growth aspects than its peers.

Profitability

This table compares Orion Digital and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Orion Digital	-24.49%	-6.17%	-2.56%
Orion Digital Competitors	14.93%	9.46%	0.92%

Volatility and Risk

Orion Digital has a beta of 2.55, meaning that its stock price is 155% more volatile than the S&P 500. Comparatively, Orion Digital’s peers have a beta of 0.59, meaning that their average stock price is 41% less volatile than the S&P 500.

Summary

Orion Digital peers beat Orion Digital on 11 of the 13 factors compared.

Orion Digital Company Profile

Mogo Inc. operates as a financial technology company in Canada and internationally. The company provides digital solutions to the consumers to get in control of their financial health. It offers Mogo app to access a digital spending account with Mogo Visa Platinum Prepaid Card; MogoCrypto that enables the buying and selling of bitcoin; MogoProtect, a free ID fraud protection and monthly credit score monitoring; MogoMortgage, a digital mortgage experience; and MogoMoney that provides access to personal loans. The company also offers Mogo Trade, a free stock trading platform with real-time stock quotes and funding; and Mogo Ventures to manage its existing investments in strategic partners and companies. In addition, it operates Carta, a digital payments software platform that enable financial technology companies, banks, and corporations to issue payment products to consumers via multiple channels, including physical, virtual, and tokenized cards, as well as payment switching and routing services. Mogo Inc. was founded in 2003 and is headquartered in Vancouver, Canada.