FB Bancorp (NASDAQ:FBLA) vs. NB Bancorp (NASDAQ:NBBK) Head to Head Review

NB Bancorp (NASDAQ:NBBK) and FB Bancorp (NASDAQ:FBLA) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, earnings, risk, profitability, dividends, valuation and analyst recommendations.

Analyst Ratings

This is a summary of current ratings and recommmendations for NB Bancorp and FB Bancorp, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NB Bancorp	0	1	2	1	3.00
FB Bancorp	1	0	0	0	1.00

NB Bancorp presently has a consensus price target of $25.50, indicating a potential upside of 10.10%. Given NB Bancorp’s stronger consensus rating and higher possible upside, equities analysts clearly believe NB Bancorp is more favorable than FB Bancorp.

Risk & Volatility

NB Bancorp has a beta of -0.01, suggesting that its share price is 101% less volatile than the S&P 500. Comparatively, FB Bancorp has a beta of -0.08, suggesting that its share price is 108% less volatile than the S&P 500.

Earnings and Valuation

This table compares NB Bancorp and FB Bancorp”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NB Bancorp	$351.74 million	2.89	$50.30 million	$1.51	15.34
FB Bancorp	$69.94 million	3.65	$1.25 million	($0.01)	-1,599.00

NB Bancorp has higher revenue and earnings than FB Bancorp. FB Bancorp is trading at a lower price-to-earnings ratio than NB Bancorp, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares NB Bancorp and FB Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
NB Bancorp	14.27%	9.13%	1.10%
FB Bancorp	-0.36%	0.91%	0.22%

Summary

NB Bancorp beats FB Bancorp on 12 of the 13 factors compared between the two stocks.

About NB Bancorp

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in Greater Boston metropolitan area and surrounding communities in Massachusetts, eastern Connecticut, southern New Hampshire, and Rhode Island. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily, one- to four-family residential real estate, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, municipal bonds, and corporate bonds. The company was founded in 1892 and is based in Needham, Massachusetts.

About FB Bancorp

FB Bancorp Inc. operates as a bank holding company for Fidelity Bank. The Company, through its subsidiaries, provides deposit accounts, mortgages, home equity and consumer loans, credit and debit cards, online and mobile banking, investments and other financial services. FB Bancorp Inc. is based in New Orleans.