Equifax (NYSE:EFX) Announces Q4 2026 Earnings Guidance

Equifax (NYSE:EFX) updated its fourth quarter 2026 earnings guidance on Wednesday. The company provided earnings per share guidance of 2.070-2.170 for the period, compared to the consensus EPS estimate of 2.210. The company issued revenue guidance of $1.6 billion, compared to the consensus revenue estimate of $1.7 billion. Equifax also updated its FY 2026 guidance to 8.450-8.550 EPS.

Equifax Trading Up 6.7%

EFX opened at $187.26 on Friday. The business has a fifty day moving average price of $166.90 and a 200 day moving average price of $169.92. The company has a debt-to-equity ratio of 1.12, a current ratio of 1.09 and a quick ratio of 0.60. Equifax has a 12 month low of $137.01 and a 12 month high of $238.94. The stock has a market capitalization of $21.91 billion, a price-to-earnings ratio of 30.25, a PEG ratio of 1.84 and a beta of 1.35.

Equifax (NYSE:EFX) last announced its quarterly earnings data on Tuesday, October 20th. The credit services provider reported $2.26 earnings per share (EPS) for the quarter, beating the consensus estimate of $2.20 by $0.06. Equifax had a return on equity of 22.48% and a net margin of 11.27%. The business had revenue of $1.69 billion during the quarter, compared to analysts’ expectations of $1.69 billion. During the same quarter last year, the business posted $2.04 EPS. The business’s quarterly revenue was up 9.6% compared to the same quarter last year. Sell-side analysts expect that Equifax will post 8.50 earnings per share for the current fiscal year.

Equifax Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Tuesday, September 15th. Shareholders of record on Monday, August 31st were given a $0.56 dividend. The ex-dividend date of this dividend was Monday, August 31st. This represents a $2.24 dividend on an annualized basis and a dividend yield of 1.2%. Equifax’s dividend payout ratio is currently 39.37%.

Analyst Upgrades and Downgrades

A number of analysts have weighed in on EFX shares. Barclays cut their price target on Equifax from $200.00 to $155.00 and set an “equal weight” rating on the stock in a research note on Friday, October 2nd. Royal Bank Of Canada reduced their target price on shares of Equifax from $194.00 to $177.00 and set an “outperform” rating for the company in a report on Friday, October 16th. JPMorgan Chase & Co. decreased their price target on Equifax from $230.00 to $210.00 in a report on Wednesday, July 22nd. Morgan Stanley lowered their price objective on shares of Equifax from $225.00 to $205.00 and set an “overweight” rating on the stock in a research report on Tuesday, October 13th. Finally, Loop Capital set a $169.00 price objective on shares of Equifax in a research note on Tuesday. Fifteen equities research analysts have rated the stock with a Buy rating and six have assigned a Hold rating to the company’s stock. According to data from MarketBeat, the stock currently has an average rating of “Moderate Buy” and a consensus target price of $200.00.

Insider Buying and Selling

In related news, EVP John W. Gamble, Jr. sold 4,500 shares of the business’s stock in a transaction dated Thursday, September 3rd. The shares were sold at an average price of $187.96, for a total transaction of $845,820.00. Following the sale, the executive vice president owned 69,055 shares of the company’s stock, valued at approximately $12,979,577.80. The trade was a 6.12% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Corporate insiders own 1.70% of the company’s stock.

Equifax News Summary

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Q3 results exceeded expectations: Equifax reported adjusted EPS of $2.26, above the $2.20 consensus, while revenue rose 9.6% year over year to $1.69 billion. Management highlighted 10% overall revenue growth and 8% growth in diversified markets. Equifax Stock Climbs As Q3 Earnings Showcase Margin Power
• Positive Sentiment: Margin and efficiency gains supported the rally: Investors responded favorably to stronger profitability and AI-driven cost efficiencies, which helped offset weakness in the mortgage business. EFX Q3 Deep Dive
• Positive Sentiment: Analyst support increased: Needham raised its price target from $190 to $210 and maintained a Buy rating. Argus also upgraded EFX from Hold to Buy with a $200 target, while Wells Fargo and Citi reiterated Buy ratings. Needham Raises Equifax Price Target
• Neutral Sentiment: Valuation views are mixed: Some analysts see upside following the earnings-driven advance, while the broader consensus price target was reportedly reduced to approximately $180.35 and fair value was cut as analysts lowered mortgage-growth assumptions. Equifax Fair Value Cut
• Negative Sentiment: Near-term guidance was below expectations: Equifax forecast fourth-quarter EPS of $2.07–$2.17 versus a $2.21 consensus and revenue of about $1.6 billion versus expectations of $1.7 billion. Full-year revenue guidance of $6.6–$6.7 billion also fell short of the $6.7 billion consensus, reflecting ongoing U.S. mortgage-market pressure.

About Equifax

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that provides information and services to help businesses, governments and consumers make informed financial and workforce decisions. The company is best known for its credit reporting activities, but its offerings also include identity verification, fraud prevention, income and employment verification, marketing services and risk management solutions.

Equifax provides consumer and commercial credit information, credit reports and related analytics to lenders and other businesses.