DBS Group (OTCMKTS:DBSDY) vs. Chiba Bank (OTCMKTS:CHBAY) Financial Analysis

DBS Group (OTCMKTS:DBSDY) and Chiba Bank (OTCMKTS:CHBAY) are both large-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, risk, analyst recommendations, earnings, dividends and profitability.

Dividends

DBS Group pays an annual dividend of $8.03 per share and has a dividend yield of 4.0%. Chiba Bank pays an annual dividend of $0.54 per share and has a dividend yield of 0.7%. Chiba Bank pays out 12.2% of its earnings in the form of a dividend.

Profitability

This table compares DBS Group and Chiba Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
DBS Group	N/A	N/A	N/A
Chiba Bank	21.13%	7.81%	0.45%

Earnings & Valuation

This table compares DBS Group and Chiba Bank”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
DBS Group	$28.07 billion	5.13	$8.37 billion	N/A	N/A
Chiba Bank	$2.96 billion	4.13	$620.82 million	$4.44	17.72

DBS Group has higher revenue and earnings than Chiba Bank.

Analyst Recommendations

This is a breakdown of recent ratings and target prices for DBS Group and Chiba Bank, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
DBS Group	0	1	0	1	3.00
Chiba Bank	0	1	0	0	2.00

Risk & Volatility

DBS Group has a beta of 0.52, suggesting that its share price is 48% less volatile than the S&P 500. Comparatively, Chiba Bank has a beta of 0.1, suggesting that its share price is 90% less volatile than the S&P 500.

Institutional and Insider Ownership

0.2% of DBS Group shares are owned by institutional investors. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

DBS Group beats Chiba Bank on 9 of the 12 factors compared between the two stocks.

About DBS Group

DBS Group Holdings Ltd provides commercial banking and financial services in Singapore, Hong Kong, rest of Greater China, South and Southeast Asia, and internationally. The company’s Consumer Banking/Wealth Management segment offers banking and related financial services, including current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products for individual customers. Its Institutional Banking segment provides financial services and products for bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium sized businesses. Its products and services comprise short-term working capital financing and specialized lending; cash management, trade finance, and securities and fiduciary services; treasury and markets products; and corporate finance and advisory banking, as well as capital markets solutions. The company’s Treasury Markets segment is involved in the structuring, market-making, and trading in a range of treasury products. DBS Group Holdings Ltd was founded in 1968 and is headquartered in Singapore.

About Chiba Bank

The Chiba Bank, Ltd., together with its subsidiaries, provides banking products and services in Japan and internationally. The company offers various deposit products, including savings, time deposits, currency deposits, investment trusts, bonds, and pensions; loans, which include mortgages, renovation loans, photovoltaic, vehicle, education, and other loan products; and insurance products, such as annuity, life, medical, student, death, and travel insurance. It also offers debit and credit cards, as well as internet banking services. In addition, the company engages in securities, investment management and advisory, software development, commissioned computation tasks, research and investigation of IT and financial technologies, leasing, operation, and management of investment funds, mergers and acquisition advisory, credit guarantee businesses, management and collection of claims businesses. Further, it provides loan guarantees and fee collection services; accounting, general administration entrustment, and temporary staff services; and is involved in outsourcing of operational business. Additionally, it rents and maintains office buildings and welfare facilities; provides research, survey, and consulting services; purchases and sells supplies and consumer goods; and engages in renewable energy generation. The company serves individuals and corporations. The Chiba Bank, Ltd. was incorporated in 1943 and is headquartered in Chiba City, Japan.