Danske Bank (OTCMKTS:DNKEY) versus Bankinter (OTCMKTS:BKNIY) Head to Head Survey

Bankinter (OTCMKTS:BKNIY) and Danske Bank (OTCMKTS:DNKEY) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, analyst recommendations, valuation, institutional ownership, earnings, profitability and risk.

Dividends

Bankinter pays an annual dividend of $0.47 per share and has a dividend yield of 2.9%. Danske Bank pays an annual dividend of $0.76 per share and has a dividend yield of 3.1%. Bankinter pays out 37.3% of its earnings in the form of a dividend. Danske Bank pays out 37.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Analyst Ratings

This is a breakdown of current ratings and price targets for Bankinter and Danske Bank, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bankinter	1	5	0	1	2.14
Danske Bank	0	1	4	0	2.80

Volatility and Risk

Bankinter has a beta of -0.2, meaning that its stock price is 120% less volatile than the S&P 500. Comparatively, Danske Bank has a beta of 0.61, meaning that its stock price is 39% less volatile than the S&P 500.

Earnings and Valuation

This table compares Bankinter and Danske Bank”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bankinter	$5.44 billion	N/A	$1.03 billion	$1.26	12.95
Danske Bank	$8.18 billion	4.99	$3.43 billion	$2.02	12.09

Danske Bank has higher revenue and earnings than Bankinter. Danske Bank is trading at a lower price-to-earnings ratio than Bankinter, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Bankinter and Danske Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Bankinter	21.53%	16.76%	0.81%
Danske Bank	40.42%	13.01%	0.61%

Summary

Danske Bank beats Bankinter on 8 of the 13 factors compared between the two stocks.

About Bankinter

Bankinter, S.A. provides various banking products and services to individuals and corporate customers, and small- and medium-sized enterprises in Spain. It offers payroll, pension, business, salary, non-salary, youth salary, current, currency, professional, basic, and management accounts; deposit products; and mortgages and loan products, as well as financing services. The company also provides saving and investment products, including profiled funds, sustainable investment funds, other managers funds, pension funds, and themed funds, as well as funds for beginners; regular investment plans; and advisory, customized investment, wealth management, and alternative investment products and services. In addition, it offers accident, home, life, funeral, health, mortgage payment protection, property, personal, and motor insurance products, as well as business insurance products. Further, the company provides various services, such as estate administration, switch, asset management, accounts management, and transfer services, as well as real estate and brokerage services. Additionally, it offers retail, personal, private, commercial, and corporate banking products, as well as remote banking services. The company was formerly known as Banco Intercontinental Español, S.A. and changed its name to Bankinter, S.A. in July 1990. Bankinter, S.A. was incorporated in 1965 and is based in Madrid, Spain.

About Danske Bank

Danske Bank A/S provides various banking products and services to corporate, institutional, and international clients. The company offers insurance and pension products, mortgage finance and real-estate brokerage services, asset management and trading services in fixed income products, foreign exchange services, and equities. It also provides advisory services to personal and private banking customers; and business advisory services, including acquisition, change of ownership, strategic development, or international expansion. In addition, the company offers financing, risk management, investment, and financial advisory services for large corporates and institutions; healthcare solutions; and online and mobile banking services. It has operations in Denmark, Finland, Sweden, Norway, the United Kingdom, and internationally. The company was founded in 1871 and is headquartered in Copenhagen, Denmark.