Critical Analysis: Wanderport (OTCMKTS:WDRP) & Yirendai (NYSE:YRD)

Wanderport (OTCMKTS:WDRP) and Yirendai (NYSE:YRD) are both small-cap computer and technology companies, but which is the better stock? We will contrast the two companies based on the strength of their earnings, institutional ownership, profitability, analyst recommendations, risk, valuation and dividends.

Risk and Volatility

Wanderport has a beta of -2.13, indicating that its stock price is 313% less volatile than the S&P 500. Comparatively, Yirendai has a beta of 1.12, indicating that its stock price is 12% more volatile than the S&P 500.

Profitability

This table compares Wanderport and Yirendai’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Wanderport	10.26%	N/A	N/A
Yirendai	0.31%	0.18%	0.13%

Earnings and Valuation

This table compares Wanderport and Yirendai”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Wanderport	$40,000.00	12.57	N/A	N/A	N/A
Yirendai	$5.72 billion	0.02	$7.80 million	$0.03	41.17

Yirendai has higher revenue and earnings than Wanderport.

Analyst Ratings

This is a summary of current recommendations for Wanderport and Yirendai, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Wanderport	0	0	0	0	0.00
Yirendai	1	0	0	0	1.00

Insider and Institutional Ownership

2.0% of Yirendai shares are owned by institutional investors. 46.9% of Wanderport shares are owned by company insiders. Comparatively, 42.2% of Yirendai shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

Yirendai beats Wanderport on 6 of the 9 factors compared between the two stocks.

About Wanderport

Wanderport Corporation distributes hemp-based food, beverages, and consumer products. It offers food and beverage products, such as hemp coffees, proteins, and seeds; dietary supplements, and body and skincare products, as well as accessories. The company sells its products online through its wanderbrands.com website. The company was formerly known as Temtex Industries Inc. and changed its name to Wanderport Corporation in January 2007. Wanderport Corporation was founded in 2006 and is based in Santa Monica, California.

About Yirendai

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.