Corpay (NYSE:CPAY) vs. Lesaka Technologies (NASDAQ:LSAK) Financial Contrast

Corpay (NYSE:CPAY) and Lesaka Technologies (NASDAQ:LSAK) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, analyst recommendations, profitability, risk, earnings, dividends and institutional ownership.

Institutional and Insider Ownership

98.8% of Corpay shares are held by institutional investors. Comparatively, 24.2% of Lesaka Technologies shares are held by institutional investors. 5.2% of Corpay shares are held by company insiders. Comparatively, 5.1% of Lesaka Technologies shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Volatility and Risk

Corpay has a beta of 0.89, indicating that its stock price is 11% less volatile than the S&P 500. Comparatively, Lesaka Technologies has a beta of 0.36, indicating that its stock price is 64% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current recommendations for Corpay and Lesaka Technologies, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Corpay	0	3	12	0	2.80
Lesaka Technologies	0	2	0	1	2.67

Corpay presently has a consensus price target of $438.93, indicating a potential upside of 7.95%. Lesaka Technologies has a consensus price target of $7.56, indicating a potential upside of 61.88%. Given Lesaka Technologies’ higher probable upside, analysts clearly believe Lesaka Technologies is more favorable than Corpay.

Valuation and Earnings

This table compares Corpay and Lesaka Technologies”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Corpay	$4.53 billion	5.90	$1.07 billion	$16.43	24.75
Lesaka Technologies	$721.55 million	0.56	$2.76 million	$0.04	116.75

Corpay has higher revenue and earnings than Lesaka Technologies. Corpay is trading at a lower price-to-earnings ratio than Lesaka Technologies, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Corpay and Lesaka Technologies’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Corpay	22.72%	42.18%	6.34%
Lesaka Technologies	0.43%	1.65%	0.46%

Summary

Corpay beats Lesaka Technologies on 12 of the 15 factors compared between the two stocks.

About Corpay

Volatus is a leader in innovative global aerial solutions for intelligence and cargo. With over 100 years of combined institutional knowledge in aviation, Volatus provides comprehensive solutions using both piloted and remotely piloted aircraft systems for a wide array of industries, including oil and gas, energy utilities, healthcare, public safety, and infrastructure. The Company is committed to enhancing operational efficiency, safety, and sustainability through cutting-edge aerial technologies.

About Lesaka Technologies

Lesaka Technologies, Inc. operates as a Fintech company that utilizes its proprietary banking and payment technologies to deliver financial services solutions to merchants (B2B) and consumers (B2C) in Southern Africa. It offers cash management solutions, growth capital, card acquiring, bill payment technologies, and value-added services to formal and informal retail merchants, as well as banking, lending, and insurance solutions to consumers across Southern Africa. The company also engages in the sale of POS devices, SIM cards, and other consumables; and license of rights to use certain technology developed by the company, as well as offers related technology services. The company was formerly known as Net 1 UEPS Technologies, Inc. and changed its name to Lesaka Technologies, Inc. in May 2022. Lesaka Technologies, Inc. was incorporated in 1997 and is headquartered in Johannesburg, South Africa.