Contrasting MetLife (NYSE:MET) & Tian Ruixiang (NASDAQ:TIRX)

Tian Ruixiang (NASDAQ:TIRX) and MetLife (NYSE:MET) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their risk, dividends, earnings, profitability, valuation, institutional ownership and analyst recommendations.

Profitability

This table compares Tian Ruixiang and MetLife’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Tian Ruixiang	N/A	N/A	N/A
MetLife	5.30%	21.00%	0.85%

Valuation & Earnings

This table compares Tian Ruixiang and MetLife”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Tian Ruixiang	$3.22 million	3.42	-$3.99 million	N/A	N/A
MetLife	$70.99 billion	0.76	$4.43 billion	$5.31	15.36

MetLife has higher revenue and earnings than Tian Ruixiang.

Insider & Institutional Ownership

10.7% of Tian Ruixiang shares are owned by institutional investors. Comparatively, 95.0% of MetLife shares are owned by institutional investors. 39.6% of Tian Ruixiang shares are owned by insiders. Comparatively, 0.4% of MetLife shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Tian Ruixiang and MetLife, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Tian Ruixiang	0	0	0	0	0.00
MetLife	0	3	8	2	2.92

MetLife has a consensus price target of $95.55, suggesting a potential upside of 17.18%. Given MetLife’s stronger consensus rating and higher possible upside, analysts clearly believe MetLife is more favorable than Tian Ruixiang.

Volatility & Risk

Tian Ruixiang has a beta of 0.76, suggesting that its share price is 24% less volatile than the S&P 500. Comparatively, MetLife has a beta of 0.76, suggesting that its share price is 24% less volatile than the S&P 500.

Summary

MetLife beats Tian Ruixiang on 10 of the 12 factors compared between the two stocks.

About Tian Ruixiang

Tian Ruixiang Holdings Ltd, together its subsidiaries, operates as an insurance broker in China and the United States. It distributes a range of insurance products, including property and casualty insurance, such as automobile, commercial property, liability, and accidental insurance; and life insurance comprising individual and group life insurances, as well as health and miscellaneous insurance. It serves individual or institutional customers. The company was founded in 2010 and is headquartered in Beijing, China.

About MetLife

MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates through six segments: Retirement and Income Solutions; Group Benefits; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, individual disability, pet insurance, accidental death and dismemberment, vision, and accident and health coverages, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as company, bank, or trust-owned life insurance used to finance nonqualified benefit programs for executives. In addition, it provides fixed, indexed-linked, and variable annuities; pension products; regular savings products; whole and term life, endowments, universal and variable life, and group life products; longevity reinsurance solutions; credit insurance products; and protection against long-term health care services. MetLife, Inc. was incorporated in 1999 and is based in New York, New York.