Contrasting GBank Financial (NASDAQ:GBFH) and Banco Latinoamericano de Comercio Exterior (NYSE:BLX)

Banco Latinoamericano de Comercio Exterior (NYSE:BLX) and GBank Financial (NASDAQ:GBFH) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their valuation, risk, analyst recommendations, profitability, institutional ownership, dividends and earnings.

Analyst Ratings

This is a summary of current ratings and recommmendations for Banco Latinoamericano de Comercio Exterior and GBank Financial, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco Latinoamericano de Comercio Exterior	0	0	0	1	4.00
GBank Financial	1	1	4	0	2.50

GBank Financial has a consensus price target of $37.33, suggesting a potential upside of 83.82%. Given GBank Financial’s higher probable upside, analysts clearly believe GBank Financial is more favorable than Banco Latinoamericano de Comercio Exterior.

Profitability

This table compares Banco Latinoamericano de Comercio Exterior and GBank Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Banco Latinoamericano de Comercio Exterior	27.77%	13.77%	1.75%
GBank Financial	15.44%	14.42%	1.75%

Institutional & Insider Ownership

19.5% of Banco Latinoamericano de Comercio Exterior shares are owned by institutional investors. 32.4% of GBank Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Volatility & Risk

Banco Latinoamericano de Comercio Exterior has a beta of 0.78, suggesting that its stock price is 22% less volatile than the S&P 500. Comparatively, GBank Financial has a beta of 0.03, suggesting that its stock price is 97% less volatile than the S&P 500.

Valuation & Earnings

This table compares Banco Latinoamericano de Comercio Exterior and GBank Financial”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banco Latinoamericano de Comercio Exterior	$836.85 million	2.48	$226.88 million	$6.06	9.18
GBank Financial	$109.61 million	2.69	$20.93 million	$1.28	15.87

Banco Latinoamericano de Comercio Exterior has higher revenue and earnings than GBank Financial. Banco Latinoamericano de Comercio Exterior is trading at a lower price-to-earnings ratio than GBank Financial, indicating that it is currently the more affordable of the two stocks.

Summary

Banco Latinoamericano de Comercio Exterior beats GBank Financial on 8 of the 14 factors compared between the two stocks.

About Banco Latinoamericano de Comercio Exterior

Banco Latinoamericano de Comercio Exterior, S. A., a multinational bank, primarily engages in the financing of foreign trade in Latin America and the Caribbean. The company operates in two segments, Commercial and Treasury. It offers bilateral loans; structured loans including syndicated and clubbed, such as acquisition and pre-export financing, A/B loan financing, bridge loans, and liability management; and project financing. The company also provides letter of credit comprising import and export letters of credit, and credit discounting and financing, as well as usance payable at sight; stand-by services; bank guarantees, including first demand and local guarantees; import and export documentary collection; irrevocable reimbursement undertaking; and canal tolls. In addition, it offers liquidity and investment solutions, such as time deposits, DDA accounts, Yankee certificate of deposits, and EMTN private placement services, as well as supply chain finance services. The company primarily serves financial institutions, corporations, and sovereigns and state-owned entities. Banco Latinoamericano de Comercio Exterior, S. A.was formerly known as Banco Latinoamericano de Exportaciones, S.A. and changed its name to Banco Latinoamericano de Comercio Exterior, S. A. in June 2009. The company was founded in 1975 and is headquartered in Panama City, the Republic of Panama.

About GBank Financial

GBank Financial Holdings Inc. operates as a bank holding company for GBank which provides banking services to commercial and consumer customers principally in Nevada. The company offers business and personal checking and savings accounts. GBank Financial Holdings Inc. is based in Las Vegas, Nevada.