Contrasting First Citizens BancShares (FCNCA) and The Competition
First Citizens BancShares (NASDAQ: FCNCA) is one of 308 publicly-traded companies in the “Banks” industry, but how does it weigh in compared to its competitors? We will compare First Citizens BancShares to related businesses based on the strength of its dividends, valuation, profitability, risk, institutional ownership, analyst recommendations and earnings.
Volatility and Risk
First Citizens BancShares has a beta of 1.15, meaning that its share price is 15% more volatile than the S&P 500. Comparatively, First Citizens BancShares’ competitors have a beta of 0.79, meaning that their average share price is 21% less volatile than the S&P 500.
Valuation & Earnings
This table compares First Citizens BancShares and its competitors gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||NetIncome||Price/Earnings Ratio|
|First Citizens BancShares||$1.47 billion||$225.48 million||15.20|
|First Citizens BancShares Competitors||$5.49 billion||$821.37 million||370.21|
First Citizens BancShares’ competitors have higher revenue and earnings than First Citizens BancShares. First Citizens BancShares is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.
First Citizens BancShares pays an annual dividend of $1.20 per share and has a dividend yield of 0.3%. First Citizens BancShares pays out 4.5% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 2.0% and pay out 35.1% of their earnings in the form of a dividend.
Insider & Institutional Ownership
44.5% of First Citizens BancShares shares are owned by institutional investors. Comparatively, 51.6% of shares of all “Banks” companies are owned by institutional investors. 19.4% of First Citizens BancShares shares are owned by company insiders. Comparatively, 10.4% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.
This table compares First Citizens BancShares and its competitors’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|First Citizens BancShares||20.60%||10.17%||0.94%|
|First Citizens BancShares Competitors||18.66%||8.44%||0.94%|
This is a summary of recent ratings and price targets for First Citizens BancShares and its competitors, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|First Citizens BancShares||0||0||0||0||N/A|
|First Citizens BancShares Competitors||2136||8389||8432||329||2.36|
As a group, “Banks” companies have a potential downside of 1.22%. Given First Citizens BancShares’ competitors higher possible upside, analysts plainly believe First Citizens BancShares has less favorable growth aspects than its competitors.
First Citizens BancShares competitors beat First Citizens BancShares on 7 of the 12 factors compared.
First Citizens BancShares Company Profile
First Citizens BancShares, Inc. (BancShares) is a holding company of First-Citizens Bank & Trust Company (FCB). As of December 31, 2016, BancShares operated in 21 states providing a range of financial services to individuals, businesses and professionals. FCB offers a range of retail and commercial banking services. Its loan services include various types of commercial, business and consumer lending. Its deposit services include checking, savings, money market and time deposit accounts. FCB also provides mortgage lending, a full-service trust department, wealth management services for businesses and individuals and other activities incidental to commercial banking. FCB’s subsidiaries, First Citizens Investor Services, Inc. and First Citizens Asset Management, Inc., provide various investment products, including annuities, discount brokerage services and third-party mutual funds to customers primarily through the bank’s branch network, as well as investment advisory services.
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