F.N.B. (NYSE: FNB) is one of 201 public companies in the “Commercial Banks” industry, but how does it compare to its peers? We will compare F.N.B. to similar businesses based on the strength of its dividends, analyst recommendations, valuation, institutional ownership, earnings, risk and profitability.

Analyst Ratings

This is a summary of current ratings and recommmendations for F.N.B. and its peers, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
F.N.B. 0 3 8 1 2.83
F.N.B. Competitors 433 3079 2465 83 2.36

F.N.B. currently has a consensus price target of $17.44, indicating a potential upside of 20.81%. As a group, “Commercial Banks” companies have a potential upside of 2.98%. Given F.N.B.’s stronger consensus rating and higher probable upside, equities research analysts clearly believe F.N.B. is more favorable than its peers.

Dividends

F.N.B. pays an annual dividend of $0.48 per share and has a dividend yield of 3.3%. F.N.B. pays out 61.5% of its earnings in the form of a dividend. As a group, “Commercial Banks” companies pay a dividend yield of 1.8% and pay out 35.2% of their earnings in the form of a dividend.

Institutional & Insider Ownership

76.0% of F.N.B. shares are owned by institutional investors. Comparatively, 46.9% of shares of all “Commercial Banks” companies are owned by institutional investors. 1.2% of F.N.B. shares are owned by company insiders. Comparatively, 11.7% of shares of all “Commercial Banks” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Risk & Volatility

F.N.B. has a beta of 0.96, indicating that its share price is 4% less volatile than the S&P 500. Comparatively, F.N.B.’s peers have a beta of 0.74, indicating that their average share price is 26% less volatile than the S&P 500.

Valuation & Earnings

This table compares F.N.B. and its peers revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
F.N.B. $880.72 million $170.89 million 18.51
F.N.B. Competitors $338.81 million $71.86 million 22.39

F.N.B. has higher revenue and earnings than its peers. F.N.B. is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares F.N.B. and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
F.N.B. 19.95% 6.81% 0.92%
F.N.B. Competitors 20.60% 8.71% 0.93%

Summary

F.N.B. beats its peers on 9 of the 15 factors compared.

About F.N.B.

F.N.B. Corporation is a financial holding company. The Company operates through four segments: Community Banking, Wealth Management, Insurance and Consumer Finance. Its Community Banking segment consists of First National Bank of Pennsylvania (FNBPA), which offers services, including commercial and individual demand, savings and time deposit accounts and commercial, mortgage and individual installment loans. It operates its Community Banking business through a network of over 290 branches in Pennsylvania, Ohio, Maryland and West Virginia. Its Wealth Management segment delivers wealth management services to individuals, corporations and retirement funds, as well as existing customers of Community Banking. The Company’s Insurance segment operates principally through First National Insurance Agency, LLC (FNIA), which is a subsidiary of the Corporation. Its Consumer Finance segment operates through its subsidiary, Regency Finance Company. It also operates other non-banking subsidiaries.

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