Commerzbank Aktiengesellschaft FI Sells 9,974 Shares of Synchrony Financial $SYF

Commerzbank Aktiengesellschaft FI lessened its holdings in Synchrony Financial (NYSE:SYF) by 73.3% during the first quarter, according to the company in its most recent disclosure with the SEC. The firm owned 3,627 shares of the financial services provider’s stock after selling 9,974 shares during the quarter. Commerzbank Aktiengesellschaft FI’s holdings in Synchrony Financial were worth $247,000 at the end of the most recent quarter.

Other institutional investors and hedge funds have also made changes to their positions in the company. State Street Corp boosted its position in shares of Synchrony Financial by 1.0% in the 3rd quarter. State Street Corp now owns 19,080,903 shares of the financial services provider’s stock worth $1,355,698,000 after purchasing an additional 191,920 shares in the last quarter. Bank of America Corp DE raised its stake in Synchrony Financial by 34.6% during the second quarter. Bank of America Corp DE now owns 13,595,381 shares of the financial services provider’s stock valued at $907,356,000 after buying an additional 3,494,741 shares during the last quarter. Morgan Stanley boosted its stake in Synchrony Financial by 7.6% in the 4th quarter. Morgan Stanley now owns 6,230,111 shares of the financial services provider’s stock worth $519,778,000 after purchasing an additional 442,226 shares in the last quarter. Dimensional Fund Advisors LP grew its position in Synchrony Financial by 6.4% during the 1st quarter. Dimensional Fund Advisors LP now owns 6,039,753 shares of the financial services provider’s stock valued at $410,760,000 after purchasing an additional 365,353 shares during the last quarter. Finally, Invesco Ltd. increased its stake in Synchrony Financial by 10.4% during the 4th quarter. Invesco Ltd. now owns 5,490,921 shares of the financial services provider’s stock valued at $458,108,000 after purchasing an additional 517,781 shares in the last quarter. Institutional investors own 96.48% of the company’s stock.

Synchrony Financial News Summary

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Synchrony beat Q2 earnings estimates, reporting $2.59 EPS versus expectations around $2.14, while also raising its FY 2026 EPS outlook to $9.25-$9.50. The company said stronger loan growth, record purchase volume, and solid credit performance supported results. Article: Synchrony Beats Q2 Earnings Estimates, Raises 2026 EPS Outlook
• Positive Sentiment: Several analysts remained constructive after the report: Wells Fargo kept an overweight rating even while trimming its target to $88, Royal Bank of Canada maintained sector perform with an $80 target, and Robert W. Baird raised its target to $90 with an outperform rating. Article: Analyst price target updates
• Positive Sentiment: Bank of America Securities reiterated a Buy rating and set a $89 target, citing strong Q2 results and a solid 2026 outlook, reinforcing confidence in the company’s earnings momentum. Article: Synchrony Financial analyst note
• Neutral Sentiment: The company also announced a quarterly dividend increase to $0.34 per share, up 13.3%, which supports shareholder returns but is not the main driver of the stock reaction. Article: Synchrony Reports Second Quarter 2026 Results
• Negative Sentiment: Revenue came in slightly below expectations at $3.72 billion versus about $3.73 billion, and some coverage noted that higher expenses remain a watch item for investors. Article: Synchrony Financial misses Q2 revenue estimates

Analysts Set New Price Targets

Several research analysts have recently commented on the company. JPMorgan Chase & Co. decreased their price objective on Synchrony Financial from $81.00 to $78.00 and set a “neutral” rating on the stock in a research note on Monday, July 13th. Wells Fargo & Company lowered their price target on shares of Synchrony Financial from $95.00 to $88.00 and set an “overweight” rating on the stock in a report on Wednesday. BTIG Research lowered Synchrony Financial from a “buy” rating to a “neutral” rating in a research note on Wednesday, April 22nd. Truist Financial increased their price objective on shares of Synchrony Financial from $71.00 to $82.00 and gave the company a “hold” rating in a report on Thursday, April 23rd. Finally, Loop Capital initiated coverage on Synchrony Financial in a report on Friday, May 22nd. They issued a “hold” rating and a $81.00 target price on the stock. Twelve equities research analysts have rated the stock with a Buy rating and eight have issued a Hold rating to the company. Based on data from MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and an average target price of $86.89.

Synchrony Financial Trading Up 0.9%

Shares of SYF opened at $72.84 on Thursday. The company’s fifty day simple moving average is $73.26 and its 200-day simple moving average is $73.15. The company has a market cap of $24.50 billion, a P/E ratio of 7.46, a P/E/G ratio of 0.68 and a beta of 1.32. The company has a current ratio of 1.22, a quick ratio of 1.24 and a debt-to-equity ratio of 1.08. Synchrony Financial has a twelve month low of $63.08 and a twelve month high of $88.77.

Synchrony Financial (NYSE:SYF) last released its quarterly earnings results on Tuesday, July 21st. The financial services provider reported $2.59 EPS for the quarter, topping analysts’ consensus estimates of $2.14 by $0.45. The firm had revenue of $3.72 billion during the quarter, compared to analysts’ expectations of $3.72 billion. Synchrony Financial had a net margin of 15.44% and a return on equity of 23.09%. During the same period in the previous year, the company earned $2.50 EPS. Synchrony Financial has set its FY 2026 guidance at 9.250-9.500 EPS. As a group, analysts expect that Synchrony Financial will post 9.34 EPS for the current year.

Synchrony Financial Increases Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Monday, August 17th. Shareholders of record on Wednesday, August 5th will be paid a $0.34 dividend. The ex-dividend date of this dividend is Wednesday, August 5th. This is an increase from Synchrony Financial’s previous quarterly dividend of $0.30. This represents a $1.36 annualized dividend and a yield of 1.9%. Synchrony Financial’s payout ratio is 12.41%.

Synchrony Financial declared that its board has initiated a share buyback plan on Tuesday, April 21st that allows the company to buyback $0.00 in shares. This buyback authorization allows the financial services provider to buy shares of its stock through open market purchases. Stock buyback plans are generally an indication that the company’s leadership believes its shares are undervalued.

Insider Activity

In other Synchrony Financial news, insider Jonathan S. Mothner sold 51,258 shares of the business’s stock in a transaction that occurred on Friday, May 15th. The stock was sold at an average price of $71.23, for a total transaction of $3,651,107.34. Following the completion of the transaction, the insider owned 132,664 shares in the company, valued at $9,449,656.72. The trade was a 27.87% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 0.36% of the stock is owned by company insiders.

About Synchrony Financial

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.