Brokerages Set UMB Financial Corporation (NASDAQ:UMBF) Price Target at $137.10

Shares of UMB Financial Corporation (NASDAQ:UMBF) have earned a consensus rating of “Moderate Buy” from the twelve research firms that are currently covering the company, MarketBeat.com reports. Three investment analysts have rated the stock with a hold rating, eight have given a buy rating and one has given a strong buy rating to the company. The average 12 month price objective among brokerages that have issued a report on the stock in the last year is $137.10.

Several analysts have recently commented on UMBF shares. Royal Bank Of Canada set a $134.00 price objective on UMB Financial and gave the company an “outperform” rating in a report on Monday, January 12th. Weiss Ratings lowered UMB Financial from a “buy (b-)” rating to a “hold (c+)” rating in a research report on Monday, January 12th. TD Cowen reissued a “buy” rating on shares of UMB Financial in a report on Wednesday, January 7th. Raymond James Financial restated a “strong-buy” rating and set a $135.00 price target (down previously from $138.00) on shares of UMB Financial in a research note on Thursday, October 30th. Finally, Hovde Group began coverage on shares of UMB Financial in a research report on Monday, October 6th. They issued an “outperform” rating for the company.

Insider Activity at UMB Financial

In related news, Director Kevin Charles Gallagher sold 460 shares of the company’s stock in a transaction on Monday, November 10th. The stock was sold at an average price of $110.71, for a total value of $50,926.60. Following the transaction, the director directly owned 12,090 shares of the company’s stock, valued at $1,338,483.90. This represents a 3.67% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this hyperlink. Also, CEO J Mariner Kemper sold 15,367 shares of the firm’s stock in a transaction on Monday, December 8th. The stock was sold at an average price of $114.58, for a total value of $1,760,750.86. Following the completion of the transaction, the chief executive officer owned 1,521,414 shares of the company’s stock, valued at $174,323,616.12. This trade represents a 1.00% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders sold 17,127 shares of company stock valued at $1,949,594 over the last three months. 5.45% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On UMB Financial

A number of institutional investors and hedge funds have recently modified their holdings of the company. Farther Finance Advisors LLC raised its position in UMB Financial by 219.2% during the 3rd quarter. Farther Finance Advisors LLC now owns 249 shares of the bank’s stock worth $29,000 after buying an additional 171 shares during the last quarter. EverSource Wealth Advisors LLC boosted its holdings in shares of UMB Financial by 193.5% in the 2nd quarter. EverSource Wealth Advisors LLC now owns 405 shares of the bank’s stock valued at $43,000 after acquiring an additional 267 shares during the last quarter. Bessemer Group Inc. increased its stake in shares of UMB Financial by 72.8% in the third quarter. Bessemer Group Inc. now owns 420 shares of the bank’s stock worth $50,000 after acquiring an additional 177 shares during the period. Northwestern Mutual Wealth Management Co. increased its stake in shares of UMB Financial by 88.1% in the third quarter. Northwestern Mutual Wealth Management Co. now owns 425 shares of the bank’s stock worth $50,000 after acquiring an additional 199 shares during the period. Finally, Smartleaf Asset Management LLC raised its holdings in shares of UMB Financial by 168.6% during the third quarter. Smartleaf Asset Management LLC now owns 752 shares of the bank’s stock worth $89,000 after purchasing an additional 472 shares during the last quarter. Institutional investors and hedge funds own 87.78% of the company’s stock.

UMB Financial News Roundup

Here are the key news stories impacting UMB Financial this week:

• Positive Sentiment: Q4 EPS beat and NII strength — UMBF reported $3.08 EPS (vs. ~$2.71 consensus) with net interest income the primary driver; the beat prompted an intraday rally. UMB Financial Q4 Earnings Beat on Y/Y Rise in NII, Stock Rallies
• Positive Sentiment: Dividend confirmed — Board declared a $0.43 quarterly common dividend (payable April 1, record March 10), supporting income-oriented investor interest. UMB Financial Corporation Declares Common and Preferred Dividends
• Positive Sentiment: Value-stock recognition — Zacks highlights UMBF as a top-ranked value/style pick, which could attract valuation-focused buyers. UMB Financial (UMBF) is a Top-Ranked Value Stock: Should You Buy?
• Neutral Sentiment: Earnings call transcript & slides available — Management commentary and the slide deck can clarify sustainability of NII gains and drivers of revenue; useful for near-term guidance assessment. UMB Financial Corporation (UMBF) Q4 2025 Earnings Call Transcript
• Neutral Sentiment: Earnings presentation posted — Slide deck with segment detail may show one-time items or reserve changes; worth reviewing for modeling. UMB Financial Corporation 2025 Q4 – Results – Earnings Call Presentation
• Negative Sentiment: Revenue vs. some estimates — Reported revenue was $469.8M (up 66% Y/Y) but compared unfavorably to a cited consensus figure in some reports (~$677M), raising questions about non-interest income mix or one-offs. UMB (UMBF) Reports Q4 Earnings: What Key Metrics Have to Say
• Negative Sentiment: Profitability and return metrics moderate — Net margin (~16%) and ROE (~12.2%) are solid but not exceptional; reliance on NII gains could leave results sensitive to loan/deposit trends and rates. UMB Financial Q4 Earnings / Materials

UMB Financial Stock Down 0.2%

Shares of UMB Financial stock opened at $124.66 on Monday. The company has a quick ratio of 0.75, a current ratio of 0.75 and a debt-to-equity ratio of 0.07. The company has a market cap of $9.47 billion, a P/E ratio of 14.12, a PEG ratio of 1.01 and a beta of 0.78. The firm’s 50 day moving average price is $117.90 and its 200-day moving average price is $115.54. UMB Financial has a 52-week low of $82.00 and a 52-week high of $129.98.

UMB Financial (NASDAQ:UMBF) last posted its earnings results on Tuesday, January 27th. The bank reported $3.08 EPS for the quarter, beating analysts’ consensus estimates of $2.71 by $0.37. UMB Financial had a net margin of 16.90% and a return on equity of 12.36%. The company had revenue of $469.80 million during the quarter, compared to analysts’ expectations of $677.30 million. During the same quarter in the prior year, the company posted $2.49 earnings per share. UMB Financial’s revenue for the quarter was up 66.0% compared to the same quarter last year. On average, sell-side analysts predict that UMB Financial will post 9.66 EPS for the current fiscal year.

UMB Financial Announces Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Wednesday, April 1st. Stockholders of record on Tuesday, March 10th will be paid a dividend of $0.43 per share. This represents a $1.72 annualized dividend and a dividend yield of 1.4%. The ex-dividend date is Tuesday, March 10th. UMB Financial’s payout ratio is presently 19.48%.

UMB Financial Company Profile

UMB Financial Corporation (NASDAQ: UMBF) is a diversified financial services holding company headquartered in Kansas City, Missouri. Through its principal banking subsidiary, UMB Bank, N.A., the company provides a full suite of commercial and consumer banking services. Key offerings include deposit accounts, commercial and consumer lending, treasury and cash management, as well as online and mobile banking solutions designed to serve businesses, individuals and municipalities.

In addition to its core banking operations, UMB Financial delivers wealth management and trust services, investment advisory, asset management and retirement planning to high-net-worth individuals, families and institutions.