Brokerages Set OneMain Holdings, Inc. (NYSE:OMF) Price Target at $71.30

Shares of OneMain Holdings, Inc. (NYSE:OMF) have been given an average recommendation of “Moderate Buy” by the thirteen analysts that are presently covering the company, MarketBeat.com reports. One analyst has rated the stock with a sell rating, three have issued a hold rating and nine have issued a buy rating on the company. The average 12 month target price among analysts that have updated their coverage on the stock in the last year is $71.30.

OMF has been the subject of several research analyst reports. JPMorgan Chase & Co. reiterated an “underweight” rating and set a $65.00 price target (up from $59.00) on shares of OneMain in a research report on Monday, January 12th. Barclays increased their price objective on shares of OneMain from $56.00 to $75.00 and gave the stock an “equal weight” rating in a research report on Tuesday, January 6th. Evercore ISI set a $75.00 target price on shares of OneMain in a report on Tuesday, January 6th. Citizens Jmp decreased their price target on OneMain from $70.00 to $68.00 and set a “market outperform” rating on the stock in a research note on Monday, November 24th. Finally, Wells Fargo & Company raised their price target on OneMain from $63.00 to $75.00 and gave the stock an “equal weight” rating in a research report on Monday, January 5th.

Key Stories Impacting OneMain

Here are the key news stories impacting OneMain this week:

• Positive Sentiment: Wall Street still models year‑over‑year earnings growth for OMF ahead of the quarterly report, which provides a baseline for investors expecting continued profitability. OneMain Reports Next Week
• Neutral Sentiment: OneMain is scheduled to report quarterly results this week, a near‑term catalyst that could move the stock depending on loan performance, charge‑offs and guidance. Event risk is elevated but direction depends on the print. Earnings Announcement Expected
• Neutral Sentiment: Industry comparison coverage (Pagaya/PGY vs OMF) highlights competitive dynamics between AI‑driven, capital‑light lenders and traditional non‑prime lenders; this frames longer‑term growth expectations but is ambiguous in near term. PGY vs. OMF Comparison
• Negative Sentiment: Northland Securities cut EPS estimates across multiple periods (Q4 2025, Q4 2026, Q2 2026 and FY2025/FY2026), lowering near‑term earnings expectations and suggesting slower growth or margin pressures ahead — a direct driver of today’s weakness. Analyst Estimate Cuts (Northland)

OneMain Stock Down 0.8%

OMF stock opened at $65.55 on Monday. OneMain has a 52-week low of $38.00 and a 52-week high of $71.93. The stock has a market cap of $7.72 billion, a price-to-earnings ratio of 11.11, a price-to-earnings-growth ratio of 0.37 and a beta of 1.33. The business has a fifty day moving average of $66.38 and a two-hundred day moving average of $61.15.

OneMain (NYSE:OMF) last announced its quarterly earnings results on Friday, October 31st. The financial services provider reported $1.90 EPS for the quarter, beating the consensus estimate of $1.58 by $0.32. The business had revenue of $747.00 million for the quarter, compared to analyst estimates of $1.24 billion. OneMain had a return on equity of 22.70% and a net margin of 13.15%.During the same quarter in the prior year, the company posted $1.31 EPS. As a group, sell-side analysts anticipate that OneMain will post 6.46 EPS for the current year.

Insider Activity at OneMain

In related news, SVP Michael A. Hedlund sold 652 shares of the firm’s stock in a transaction dated Wednesday, November 26th. The stock was sold at an average price of $62.00, for a total transaction of $40,424.00. Following the completion of the transaction, the senior vice president directly owned 15,179 shares in the company, valued at $941,098. This trade represents a 4.12% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available through this link. Also, CEO Douglas H. Shulman sold 57,500 shares of the business’s stock in a transaction dated Friday, January 2nd. The stock was sold at an average price of $68.41, for a total transaction of $3,933,575.00. Following the sale, the chief executive officer owned 174,100 shares in the company, valued at $11,910,181. This trade represents a 24.83% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders sold 63,152 shares of company stock worth $4,269,999 in the last three months. 0.40% of the stock is owned by company insiders.

Institutional Investors Weigh In On OneMain

A number of hedge funds have recently added to or reduced their stakes in the business. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. acquired a new position in shares of OneMain in the first quarter worth $2,037,000. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC boosted its holdings in OneMain by 2.1% in the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 442,598 shares of the financial services provider’s stock valued at $21,634,000 after purchasing an additional 9,067 shares during the period. Focus Partners Wealth grew its stake in OneMain by 101.8% during the 1st quarter. Focus Partners Wealth now owns 8,737 shares of the financial services provider’s stock worth $427,000 after purchasing an additional 4,407 shares in the last quarter. Wealth Enhancement Advisory Services LLC grew its stake in OneMain by 48.5% during the 2nd quarter. Wealth Enhancement Advisory Services LLC now owns 21,189 shares of the financial services provider’s stock worth $1,266,000 after purchasing an additional 6,920 shares in the last quarter. Finally, Assenagon Asset Management S.A. purchased a new stake in OneMain during the 2nd quarter worth about $1,036,000. 85.82% of the stock is currently owned by institutional investors and hedge funds.

OneMain Company Profile

OneMain Financial (NYSE: OMF) is a leading consumer finance company specializing in unsecured personal loans for middle-income customers. The company offers tailored loan products designed to address a variety of needs, including debt consolidation, home improvement financing, large purchases and emergency expenses. Through a combination of branch-based service and digital channels, OneMain aims to deliver a personalized borrowing experience with flexible repayment options and transparent terms.

Tracing its roots back to the Commercial Credit Company founded in 1912, OneMain has evolved through a series of mergers and corporate transformations.