BMO Capital Markets Cuts BILL (NYSE:BILL) Price Target to $46.00

BILL (NYSE:BILL) had its price objective decreased by BMO Capital Markets from $50.00 to $46.00 in a note issued to investors on Friday. The firm presently has a “market perform” rating on the stock. BMO Capital Markets’ target price suggests a potential upside of 29.19% from the stock’s previous close.

Other equities analysts also recently issued research reports about the company. Susquehanna dropped their price objective on BILL from $89.00 to $84.00 and set a “positive” rating on the stock in a report on Friday, November 7th. The Goldman Sachs Group increased their price objective on BILL from $54.00 to $62.00 and gave the company a “buy” rating in a report on Monday, October 13th. Truist Financial set a $58.00 target price on BILL in a report on Tuesday, January 20th. Citigroup lowered their price target on BILL from $71.00 to $62.00 and set a “buy” rating on the stock in a report on Thursday, January 22nd. Finally, UBS Group reduced their price objective on shares of BILL from $65.00 to $60.00 and set a “buy” rating for the company in a research note on Friday, November 7th. One equities research analyst has rated the stock with a Strong Buy rating, twelve have issued a Buy rating, nine have assigned a Hold rating and two have given a Sell rating to the stock. According to data from MarketBeat, BILL has an average rating of “Moderate Buy” and an average target price of $58.52.

BILL Stock Performance

Shares of BILL stock opened at $35.61 on Friday. BILL has a 12 month low of $35.46 and a 12 month high of $98.00. The company has a quick ratio of 1.67, a current ratio of 1.67 and a debt-to-equity ratio of 0.47. The stock has a market cap of $3.57 billion, a PE ratio of -131.87, a price-to-earnings-growth ratio of 5.17 and a beta of 1.30. The business has a fifty day simple moving average of $50.77 and a 200-day simple moving average of $48.94.

BILL (NYSE:BILL) last announced its quarterly earnings data on Thursday, February 5th. The company reported $0.64 EPS for the quarter, topping analysts’ consensus estimates of $0.56 by $0.08. The firm had revenue of $414.67 million during the quarter, compared to analyst estimates of $399.71 million. BILL had a return on equity of 1.39% and a net margin of 0.79%.The business’s quarterly revenue was up 14.4% compared to the same quarter last year. During the same period last year, the company posted $0.56 EPS. BILL has set its Q3 2026 guidance at 0.530-0.570 EPS and its FY 2026 guidance at 2.330-2.410 EPS. On average, sell-side analysts anticipate that BILL will post 0.12 EPS for the current fiscal year.

Insiders Place Their Bets

In related news, SVP Germaine Cota sold 1,104 shares of the firm’s stock in a transaction on Tuesday, December 2nd. The stock was sold at an average price of $51.23, for a total value of $56,557.92. Following the completion of the transaction, the senior vice president directly owned 10,812 shares of the company’s stock, valued at $553,898.76. This trade represents a 9.26% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through this hyperlink. 13.20% of the stock is currently owned by company insiders.

Hedge Funds Weigh In On BILL

A number of hedge funds and other institutional investors have recently made changes to their positions in BILL. Empowered Funds LLC raised its holdings in shares of BILL by 50.3% in the first quarter. Empowered Funds LLC now owns 8,002 shares of the company’s stock valued at $367,000 after buying an additional 2,678 shares during the last quarter. KLP Kapitalforvaltning AS raised its position in BILL by 9.1% in the 2nd quarter. KLP Kapitalforvaltning AS now owns 20,400 shares of the company’s stock worth $944,000 after purchasing an additional 1,700 shares during the last quarter. Blair William & Co. IL lifted its holdings in BILL by 48.6% during the 2nd quarter. Blair William & Co. IL now owns 294,573 shares of the company’s stock worth $13,627,000 after buying an additional 96,279 shares in the last quarter. Blue Trust Inc. boosted its position in BILL by 102.7% in the 2nd quarter. Blue Trust Inc. now owns 1,261 shares of the company’s stock valued at $58,000 after buying an additional 639 shares during the last quarter. Finally, Vanguard Personalized Indexing Management LLC increased its stake in shares of BILL by 15.1% in the 2nd quarter. Vanguard Personalized Indexing Management LLC now owns 6,521 shares of the company’s stock valued at $302,000 after buying an additional 854 shares during the period. 97.99% of the stock is owned by institutional investors.

Key Headlines Impacting BILL

Here are the key news stories impacting BILL this week:

• Positive Sentiment: Strong Q2 beat and upgraded guidance — Revenue and EPS topped estimates and management raised both FY26 and Q3 guidance, which supports faster-than-expected growth and improved profitability. BILL Reports Second Quarter Fiscal Year 2026 Financial Results
• Positive Sentiment: Analyst coverage is highlighting the beat — Zacks and others note the upside to revenue and EPS and point to durable platform metrics (TPV, customer expansion) that support recurring subscription revenue. BILL Holdings (BILL) Beats Q2 Earnings and Revenue Estimates
• Positive Sentiment: Buy thesis / valuation notes — A bullish piece argues the stock is attractively valued on FY26 multiples (EV/FY26 revenue and FY26 P/E) relative to growth and gross margins, providing a value-entry case for longer-term investors. BILL Holdings: Muscle Past AI Fears And Buy This Stock For Value
• Neutral Sentiment: Earnings call and transcripts available — Management commentary and the Q&A may clarify customer trends, TPV dynamics and margin outlook; worth reading for guidance detail and execution color. BILL Holdings, Inc. (BILL) Q2 2026 Earnings Call Transcript
• Neutral Sentiment: Deeper metric analysis published — Zacks published a follow-up on key metrics vs. estimates (useful for monitoring TPV, churn, and subscription trends). Here’s What Key Metrics Tell Us About BILL Holdings (BILL) Q2 Earnings
• Negative Sentiment: Technical and valuation headwinds — The stock is trading well below its 50- and 200-day averages and near its 52-week low, which can trigger technical selling and increased volatility despite the beat. Investors may be taking profits or avoiding names with elevated beta. BILL stock profile and technicals
• Negative Sentiment: Profitability and returns remain modest — Reported net margin (~0.8%) and ROE (~1.4%) are low, and trailing valuation metrics remain uneven; some investors may be concerned that margin expansion and consistent high returns are still a work in progress. BILL stock profile and metrics

BILL Company Profile

BILL Holdings, Inc provides financial automation software for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services.