April Rieger Sells 8,078 Shares of nCino (NASDAQ:NCNO) Stock

nCino Inc. (NASDAQ:NCNO) insider April Rieger sold 8,078 shares of nCino stock in a transaction on Tuesday, February 3rd. The stock was sold at an average price of $18.68, for a total transaction of $150,897.04. Following the transaction, the insider directly owned 221,696 shares in the company, valued at approximately $4,141,281.28. This represents a 3.52% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this link.

nCino Price Performance

Shares of NCNO stock opened at $18.15 on Friday. The company has a quick ratio of 1.01, a current ratio of 1.01 and a debt-to-equity ratio of 0.24. nCino Inc. has a 12-month low of $17.60 and a 12-month high of $34.55. The firm has a fifty day moving average of $24.17 and a 200-day moving average of $26.34. The firm has a market capitalization of $2.08 billion, a price-to-earnings ratio of -100.83, a price-to-earnings-growth ratio of 3.54 and a beta of 0.55.

nCino (NASDAQ:NCNO) last posted its earnings results on Wednesday, December 3rd. The company reported $0.31 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.20 by $0.11. The firm had revenue of $152.16 million during the quarter, compared to analysts’ expectations of $147.31 million. nCino had a positive return on equity of 2.28% and a negative net margin of 3.71%.The company’s revenue was up 9.6% on a year-over-year basis. During the same period in the previous year, the firm earned $0.21 earnings per share. nCino has set its FY 2026 guidance at 0.900-0.910 EPS and its Q4 2026 guidance at 0.210-0.220 EPS. On average, equities research analysts forecast that nCino Inc. will post 0.12 earnings per share for the current year.

nCino announced that its Board of Directors has approved a stock repurchase program on Monday, December 8th that authorizes the company to buyback $100.00 million in outstanding shares. This buyback authorization authorizes the company to repurchase up to 3.7% of its stock through open market purchases. Stock buyback programs are generally a sign that the company’s board believes its stock is undervalued.

Analyst Upgrades and Downgrades

A number of brokerages recently commented on NCNO. UBS Group restated a “buy” rating and set a $36.00 price objective on shares of nCino in a report on Tuesday, December 9th. Barclays dropped their price target on nCino from $37.00 to $34.00 and set an “overweight” rating on the stock in a research note on Monday, January 5th. Needham & Company LLC reaffirmed a “buy” rating and set a $38.00 price objective on shares of nCino in a research report on Thursday, December 4th. Weiss Ratings reiterated a “sell (d-)” rating on shares of nCino in a report on Thursday, January 22nd. Finally, Raymond James Financial upgraded nCino from an “outperform” rating to a “strong-buy” rating and set a $36.00 target price on the stock in a research note on Monday, October 20th. One analyst has rated the stock with a Strong Buy rating, nine have given a Buy rating, nine have issued a Hold rating and one has issued a Sell rating to the company. According to data from MarketBeat, nCino has a consensus rating of “Moderate Buy” and a consensus price target of $33.27.

Key Headlines Impacting nCino

Here are the key news stories impacting nCino this week:

• Positive Sentiment: Quarterly beat and constructive guidance — nCino reported revenue of $152.2M and EPS $0.31 (above estimates) and issued FY‑2026 and Q4‑2026 EPS guidance that signals improving profitability, which supports investor confidence. MarketBeat NCNO Summary
• Positive Sentiment: $100M buyback authorized — the board approved a $100M repurchase program (~3.7% of shares), which is a shareholder‑friendly action that can reduce float and support the share price. Buyback Mention
• Neutral Sentiment: Analyst consensus mixed but constructive — Street coverage averages a “Moderate Buy” with a mid‑$30s target, implying upside vs. current levels but wide analyst dispersion; this keeps sentiment balanced. Analyst Coverage
• Neutral Sentiment: Technical & ownership factors — high institutional ownership (~95%) and the stock trading below its 50‑ and 200‑day averages can amplify moves and limit near‑term momentum despite fundamental positives. Ownership & Technicals
• Negative Sentiment: Clustered insider selling (Feb 3–4) — CEO Sean Desmond, CFO Gregory Orenstein, Director Pierre Naude and other senior insiders sold sizable blocks at ~$18.26–$18.68 (aggregate proceeds ≈ $1.1–1.2M). Multiple Form 4s and concurrent sales raise investor concern and have likely created short‑term downward pressure. Insider Selling Alert
• Negative Sentiment: Press amplification of insider sales — coverage noting the insider selling can accelerate momentum selling and volatility until management provides context (e.g., routine diversification or planned liquidity). Media Note

Institutional Trading of nCino

Several institutional investors and hedge funds have recently bought and sold shares of the stock. Bank of America Corp DE grew its stake in nCino by 475.1% in the third quarter. Bank of America Corp DE now owns 2,513,686 shares of the company’s stock valued at $68,146,000 after purchasing an additional 2,076,579 shares in the last quarter. Long Path Partners LP boosted its holdings in shares of nCino by 61.1% in the 2nd quarter. Long Path Partners LP now owns 4,787,869 shares of the company’s stock valued at $133,917,000 after buying an additional 1,815,868 shares during the last quarter. Spyglass Capital Management LLC bought a new position in shares of nCino in the second quarter valued at $44,190,000. Wellington Management Group LLP acquired a new position in nCino during the third quarter worth $36,962,000. Finally, Owls Nest Partners IA LLC bought a new stake in nCino during the second quarter worth $33,442,000. Institutional investors own 94.76% of the company’s stock.

About nCino

nCino, Inc provides a cloud-based banking operating system designed to modernize and streamline processes for financial institutions. Built on a software-as-a-service (SaaS) model, the nCino Bank Operating System integrates key banking functions into a unified platform, enabling banks and credit unions to enhance efficiency, reduce risk and improve customer experiences.

Founded in 2012 as a spinoff from Live Oak Bank, nCino launched its flagship offering to address the needs of commercial and retail lenders seeking to replace legacy systems.